Goska Dabrowski is celebrating 10 years in business with Rosemary Bookkeeping, a milestone that reflects a decade of supporting local businesses across Bournemouth with reliable, accurate financial management.
For Goska, this achievement reflects commitment and consistency. For her clients, it represents something just as valuable. Stability, trust and a long-term working relationship with someone who understands their business properly.
A background built on real experience
Goska’s approach to bookkeeping is shaped by strong foundations.
Born in Poland, she spent much of her early life in Germany before building her career in South Africa. There, she progressed from a creditors clerk to managing her own team and later became a Managing Director’s assistant.
This experience gave her a clear understanding of how businesses operate in practice. When she moved to the UK and established her Rosemary Bookkeeping franchise, she brought that insight with her.
For her clients, this means working with someone who not only manages the numbers but understands how those numbers impact the wider business.
Why long-term bookkeeping support matters
Over the past 10 years, Goska has supported a wide range of clients, from sole traders to growing businesses.
Her role goes far beyond keeping records up to date. Consistent, accurate bookkeeping gives business owners the confidence to plan ahead, manage cash flow and make informed decisions.
That is where long-term support makes a real difference.
Clients benefit from working with someone who already knows their business, understands how it has developed and can spot issues early. That level of insight builds over time and cannot be replaced by short-term support.
Relationships built over time
Many of Goska’s clients have worked with her for years. That continuity changes how bookkeeping works day to day.
Clients do not need to explain their business each time. They work with someone who understands their processes, pressures and priorities.
Over time, Goska has also developed the confidence to handle a wide range of situations. Some conversations are straightforward, while others require clarity and reassurance, especially when there are pressures around deadlines or finances.
For her clients, that creates peace of mind. They know they have someone reliable who will keep things on track and communicate clearly when it matters.
Supporting clients through change
The way businesses manage their finances has changed significantly over the last decade.
With Making Tax Digital, bookkeeping is now a core part of compliance. Businesses are expected to maintain digital records and submit regular updates.
For many business owners, this adds complexity.
Having a bookkeeper who understands these requirements and manages the process reduces that pressure. It helps ensure everything is accurate, up to date and compliant.
For Goska’s clients, this means they can focus on running their business, knowing the financial side is handled properly.
Consistency, accuracy and trust
Goska often describes bookkeeping as solving a puzzle. That mindset allows her to look beyond individual transactions and understand how each part of a business connects.
For her clients, the result is clear. Work is delivered consistently, records are accurate and communication is straightforward.
Over time, that builds confidence. And in financial matters, confidence is essential.
A milestone worth celebrating
Reaching 10 years in business is a significant achievement, and Goska should be proud of what she has built.
For her clients, it highlights something they already know. They have a bookkeeper they can rely on, someone who understands their business and supports them every step of the way.
Need a new bookkeeper?
If you’re in Bournemouth and the surrounding areas and could use the support of a friendly and local bookkeeping service, contact Goska today on 07778 286 458 for a free, no-obligation quotation on a range of bespoke bookkeeping services.
https://rosemarybooks.co.uk/wp-content/uploads/2025/05/Goska-Photo-scaled.jpg25601440Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2026-07-03 08:15:122026-07-03 08:15:12Goska Dabrowski Marks 10 years with Rosemary Bookkeeping
Making Tax Digital remains one of the most significant changes to the UK tax system in recent years. While the aim is to modernise tax reporting and encourage better digital record-keeping, many business owners remain uncertain about what the changes mean for them.
A recent survey found that more than one in five sole traders and landlords already affected by Making Tax Digital believe the changes could harm their business.
With the first quarterly submission deadline approaching and further threshold changes planned over the coming years, it is easy to see why many businesses are closely watching.
What is Making Tax Digital?
Making Tax Digital (MTD) is HMRC’s programme to move tax reporting from annual submissions to more frequent digital reporting.
Under Making Tax Digital for Income Tax, affected sole traders and landlords must:
Keep digital records
Use HMRC-compatible software
Submit quarterly updates to HMRC
Complete an end-of-year declaration
The aim is to improve accuracy and give taxpayers a clearer view of their tax position throughout the year.
Why are some businesses concerned?
According to the survey, 22% of sole traders and landlords already affected by Making Tax Digital believe the reforms will harm their business.
For many, these concerns are understandable.
The shift from a single annual tax return to quarterly updates marks a significant change in how records are kept. Businesses that have traditionally updated their bookkeeping once or twice a year may now need to adopt entirely new processes.
Common concerns include:
More frequent reporting requirements
Learning new software
Additional administration
Keeping records updated throughout the year
Fear of making mistakes
For smaller businesses, these changes can initially feel like yet another task on an already busy workload.
The reality may be less daunting than expected
Interestingly, the same survey found that attitudes towards Making Tax Digital appear to improve once businesses start using the system.
Among respondents already using MTD, 19% viewed the reforms positively, while 29% felt the benefits would become clearer in time.
This suggests that much of the concern may stem from uncertainty rather than from experience.
Many businesses find that once software is set up and processes are in place, keeping records up to date becomes part of their normal routine.
The next deadlines are approaching
The first quarterly reporting period under Making Tax Digital runs from 6 April to 5 July 2026.
The first submission deadline is 7 August 2026.
Currently, the rules apply to sole traders and landlords with qualifying income exceeding £50,000.
However, the threshold will be reduced to £30,000 from April 2027 and to £20,000 from April 2028, bringing many more businesses into scope.
Even if Making Tax Digital does not affect you today, it may affect you sooner than you expect.
Good bookkeeping makes the transition easier
One of the key factors in a successful transition to Making Tax Digital is the quality of your bookkeeping.
Businesses that already:
Keep records up to date
Use digital systems
Reconcile bank accounts regularly
Store receipts and invoices electronically
Are often better prepared for the changes.
The challenge is usually not the submission itself. It has accurate information available when it is needed.
How Rosemary Bookkeeping Can Help
MTD does represent a change in how businesses manage their finances, but it need not be difficult.
Whether you are already affected or preparing for future threshold changes, your local Rosemary Bookkeeper can help:
Understand the rules
Set up compatible software
Maintain accurate records
Prepare for quarterly reporting
Stay compliant with HMRC requirements
The survey highlights that many businesses remain uncertain about Making Tax Digital. The best way to reduce that uncertainty is through preparation, good record-keeping, and the right support.
This article was inspired by reporting on a Small Business Monitor Survey conducted by FreeAgent regarding attitudes towards Making Tax Digital. Only factual survey findings and published threshold information have been referenced.
https://rosemarybooks.co.uk/wp-content/uploads/2026/06/RB-BLOG-MTD-Survey.png800800Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2026-06-17 16:22:502026-06-17 16:22:50One in Five Fear Making Tax Digital Could Hurt Their Business. Should You Be Concerned?
Karen attended the event in person and accepted both the Rosemary North Star Marketing Award and the most prestigious award of the day, Franchisee of the Year 2025.
Since joining the Rosemary network in 2023, Karen has fully embraced the franchise model. From the start, she has made the most of the systems, support, and marketing tools available to her. By putting these into action consistently, she has built a business that is now recognised, trusted, and growing across North Dorset.
Her success shows the value of following the model, staying visible, and investing in the right areas from day one.
Through a clear and consistent marketing approach, Karen has built strong awareness of Rosemary Bookkeeping North Dorset. This has helped her reach more local businesses, grow her client base, and create a brand presence that feels established within her area.
Her business has also exceeded its growth projections. This achievement reflects Karen’s hard work, but it also shows the value her business brings to clients across North Dorset and Salisbury. As more local businesses look for support with bookkeeping, VAT, payroll, CIS, and Making Tax Digital, Karen has built a service they can rely on.
Winning the North Star Marketing Award is a fantastic recognition of the way Karen has promoted and grown her business.
Winning Franchisee of the Year 2025 takes that recognition even further. It celebrates her commitment, consistency, results, and the way she has represented the Rosemary Bookkeeping brand since joining the network.
Congratulations, Karen, from everyone at Rosemary Bookkeeping.
If you’re looking for an award winning, local and friendly bookkeeper to support your business as it grows across North Dorset, Salisbury and surrounding areas, reach out to Karen for a FREE 15 minute business consultation today on: 01202 094 387 or enquire online on: https://rosemarybooks.co.uk/northdorset/
https://rosemarybooks.co.uk/wp-content/uploads/2026/05/IMG_1029-scaled.png25602560Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2026-05-29 10:51:142026-06-04 13:39:30Rosemary Bookkeeping North Star Marketing Award and Franchisee of the Year 2025
This award recognises Nirmal’s commitment to building a customer-first business that local clients can trust.
For Nirmal, great bookkeeping is about more than keeping records up to date. It is about giving business owners clear support, practical guidance, and the confidence that their finances are in safe hands.
Her strong 5-star Google reviews reflect the experience her clients receive. They show the trust she has built locally and the value her business brings to small businesses across Garden City and the surrounding areas.
By putting customers at the centre of her service, Nirmal has been able to strengthen her local brand reputation and reach more businesses that need reliable bookkeeping support.
From day-to-day bookkeeping and VAT returns to payroll, CIS, and Making Tax Digital support, Rosemary Bookkeeping Garden City helps business owners stay organised, compliant, and more confident with their finances.
Winning the North Star Customer Award is a well-deserved recognition of Nirmal’s care, consistency, and customer-first approach.
Congratulations, Nirmal, from everyone at Rosemary Bookkeeping.
If you’re looking for an award winning, local and friendly bookkeeper to support your business as it grows across Garden City and surrounding areas, reach out to Nirmal for a FREE 15 minute business consultation today on: 07940 001375 or enquire online on: https://rosemarybooks.co.uk/garden-city/.
https://rosemarybooks.co.uk/wp-content/uploads/2026/05/IMG_1025-scaled.png25602560Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2026-05-29 10:47:282026-05-29 10:47:28Nirmal Thakkar Wins Rosemary North Star Customer Award
This award recognises Zoe’s commitment to investing in her business, her brand, and the local market since purchasing Rosemary Bookkeeping Exeter.
Since taking over from the previous owner, Zoe has brought fresh energy to the business. She has worked hard to build the local brand, strengthen her presence across Exeter, and give Rosemary Bookkeeping Exeter a clear direction for the future.
Her investment has gone far beyond day-to-day business activity.
Zoe has proactively attended networking events, built valuable relationships with trusted business coaches, and spent time getting to know the needs of local business owners in Exeter.
This has helped her better understand her customer base and refine the value Rosemary Bookkeeping Exeter can bring to businesses looking to grow in today’s market.
From day-to-day bookkeeping and VAT returns to payroll, CIS, and Making Tax Digital support, Rosemary Bookkeeping Exeter helps local businesses stay organised, compliant, and more confident with their finances.
Zoe’s focus has been on making sure that support feels relevant, practical, and built around what local businesses really need.
Although Zoe was unable to attend this year’s Rosemary Spring Forum in person, her efforts were still recognised as part of the wider awards presentation.
Winning the North Star Invest Award is a well-deserved recognition of the time, care, and energy Zoe has put into developing Rosemary Bookkeeping Exeter.
Congratulations, Zoe, from everyone at Rosemary Bookkeeping.
If you’re looking for an award winning, local and friendly bookkeeper to support your business as it grows across Exeter and surrounding areas, reach out to Zoe for a FREE 15 minute business consultation today on: 07444 320 357 or enquire online on: https://rosemarybooks.co.uk/exeter/
https://rosemarybooks.co.uk/wp-content/uploads/2024/01/Zoe-JPEG.jpg20332350Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2026-05-29 10:46:332026-05-29 10:46:33Zoe Barnard-Rowlands Wins Rosemary North Star Invest Award
Fiona Perks Wins Rosemary North Star Award for People.
Rosemary Bookkeeping is proud to announce that Fiona Perks, owner of Rosemary Bookkeeping Wyre Forest, has won the North Star Award for People.
This award recognises Fiona’s commitment to building a strong, supported, and capable team within her Rosemary Bookkeeping business.
Over the last year, Fiona has invested in growing her team of bookkeepers, giving her business the support it needs during busy peak periods while continuing to deliver steady growth throughout the year.
For bookkeeping businesses, having the right people in place matters. Clients need reliable support, accurate work, and clear communication, especially around deadlines, VAT returns, payroll, CIS, and Making Tax Digital requirements.
Fiona has built her Wyre Forest business with this in mind.
By expanding her team, she has created more capacity within the business and strengthened the service her clients receive. This has helped Rosemary Bookkeeping Wyre Forest continue to grow while maintaining the personal, practical support local businesses rely on.
Her award also reflects the culture she has built.
Fiona has created a clear people-first ethos across her business. That means supporting her team, valuing their contribution, and recognising the important role they play in the success of Rosemary Bookkeeping Wyre Forest.
This approach has helped create a stronger business, better client support, and a team that can grow with confidence.
Winning the North Star Award for People is a well-deserved recognition of Fiona’s leadership, investment, and care for the people behind the business.
Congratulations, Fiona, from everyone at Rosemary Bookkeeping.
If you’re looking for an award winning, local and friendly bookkeeper to support your business as it grows across Wyre Forest, Bromsgrove and Kidderminster, reach out to Fionafor a FREE 15 minute business consultation today on: 07421 703 891 or enquire online on: https://rosemarybooks.co.uk/wyre-forest/
https://rosemarybooks.co.uk/wp-content/uploads/2026/05/IMG_1022-scaled.png25602560Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2026-05-29 10:43:542026-05-29 10:43:54Fiona Perks Wins Rosemary Bookkeeping North Star Award for People
Rosemary Bookkeeping is proud to announce that Hanaa Raydan, owner of Rosemary Bookkeeping Wembley, has won the overall North Star Award for Growth.
Now approaching two years in business, Hanaa has already made a strong impact within the Rosemary network. Since launching Rosemary Bookkeeping Wembley, she has exceeded her annual growth projections, built a clear local presence, and shown what can be achieved with focus, consistency, and a strong understanding of the local market.
Her success was recognised at this year’s Rosemary Spring Forum, where she took home two awards celebrating her growth, progress, and results.
Building a Strong Local Bookkeeping Business in Wembley
Since joining the Rosemary network, Hanaa has worked hard to understand the needs of businesses across Wembley and the surrounding area.
Rather than taking a broad approach, she has focused on identifying where the strongest opportunities sit within her local market. This has helped her define clear specialisms and shape her services around the businesses most likely to benefit from professional bookkeeping support.
From day-to-day bookkeeping and VAT returns to payroll, CIS, software support, and Making Tax Digital preparation, Rosemary Bookkeeping Wembley helps local business owners stay organised, compliant, and more confident with their finances.
For small businesses, this kind of support can make a real difference. It gives owners more time to focus on running their business, while knowing their financial admin is being handled properly.
Exceeding Growth Projections
Winning the North Star Award for Growth reflects the progress Hanaa has made in a relatively short time.
In under two years, she has exceeded her annual growth projections and taken her business to new heights. This achievement shows her ability to follow the Rosemary model while also making smart decisions for her own local market.
Her growth has come from careful planning, strong local positioning, and a willingness to keep learning as her business develops.
Hanaa has also mastered a range of tools and marketing solutions to help her get the best return from the money she invests back into her business. By using these resources well, she has been able to build awareness, create new opportunities, and support long-term growth.
A Strong Example for New Franchise Partners
Hanaa’s journey is a brilliant example for new franchise partners joining the Rosemary Bookkeeping network.
She has shown how important it is to understand your territory, use the support available, invest in the right areas, and stay focused on the bigger goal.
Her results show that strong growth does not happen by chance. It comes from consistent activity, clear decision-making, and a strong commitment to building a trusted local brand.
As a newer franchise partner, Hanaa has set a high standard. Her success gives a clear example of what can be achieved when the Rosemary business model is followed with energy, focus, and belief.
Two Awards, One Standout Year
Taking home two awards is a fantastic achievement for Rosemary Bookkeeping Wembley.
The recognition celebrates not only Hanaa’s growth, but also the way she has approached her business since joining the network. She has navigated her local market, defined her opportunities, invested in marketing, and continued to push her business forward.
The overall North Star Award for Growth is a fitting recognition of that effort.
Congratulations, Hanaa, from everyone at Rosemary Bookkeeping.
If you’re looking for an award winning, local and friendly bookkeeper to support your business as it grows across Wembley and surrounding areas, reach out to Hanaa for a FREE 15 minute business consultation today on: 0208 5750286 or enquire online on: https://rosemarybooks.co.uk/wembley/
https://rosemarybooks.co.uk/wp-content/uploads/2026/05/IMG_1011-scaled.png25602560Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2026-05-29 10:43:032026-05-29 10:43:03Hanaa Raydan Wins Rosemary North Star Award for Growth
Rosemary Bookkeeping is proud to announce that TJ, owner of Rosemary Bookkeeping Newbury and Basingstoke, has been recognised for exceeding an outstanding £250,000 in turnover.
This was the highest growth award presented at the Rosemary Spring Forum 2026, making it a standout achievement across the entire network.
TJ has spent the last 20 years building a hugely successful Rosemary Bookkeeping business. Over that time, she has grown a strong local brand, built lasting client relationships, and created a business that continues to go from strength to strength.
Her latest achievement shows what is possible with the Rosemary business model when it is backed by experience, consistency, and a clear commitment to growth.
Achieving £250,000 growth in just one year is a highly commendable result. It reflects the scale of the business TJ has built, the trust she has earned, and the continued demand for reliable bookkeeping support across Newbury, Basingstoke, and the surrounding areas.
From bookkeeping and VAT returns to payroll, CIS, management reporting, and Making Tax Digital support, Rosemary Bookkeeping Newbury and Basingstoke continues to support businesses with the financial admin they need to stay organised and confident.
This award is more than recognition for one strong year. It celebrates 20 years of dedication, business building, and belief in the Rosemary brand.
Congratulations, TJ, from everyone at Rosemary Bookkeeping.
If you’re looking for an award winning, local and friendly bookkeeper to support your business as it grows across Newbury, Basingstoke and surrounding areas, reach out to TJ for a FREE 15 minute business consultation today on: 01635 869785 or enquire online on: https://rosemarybooks.co.uk/newbury/
https://rosemarybooks.co.uk/wp-content/uploads/2026/05/IMG_1015-scaled.png25602560Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2026-05-29 10:41:512026-06-12 08:37:25Rosemary Bookkeeping Newbury and Basingstoke Wins Top Growth Award
Rosemary Bookkeeping is proud to announce that Sarah, owner of Rosemary Bookkeeping Shrewsbury and Telford, has been recognised for exceeding £65,000 in turnover.
This is a brilliant achievement and reflects a strong year of progress, focus, and local business support.
Over the last 12 months, Sarah has continued to grow her presence across Shrewsbury, Telford, and the surrounding areas, helping local business owners stay organised, compliant, and more confident with their bookkeeping.
From day-to-day bookkeeping and VAT returns to payroll, CIS, and Making Tax Digital support, Rosemary Bookkeeping Shrewsbury and Telford provides practical support for businesses that need clear, reliable financial admin.
The award also reflects the work Sarah has done to build the brand locally.
Alongside growing the business, she has invested in sponsoring local children’s football teams. This has helped raise awareness of Rosemary Bookkeeping Shrewsbury and Telford while also giving something back to the local community.
Supporting grassroots sport is a great way to build local connections. It shows Sarah is focused on growing a business that is visible, involved, and supportive within the area it serves.
Achieving more than £65,000 growth in one year is a fantastic milestone. It recognises Sarah’s hard work, the trust she has built with local clients, and the positive impact Rosemary Bookkeeping Shrewsbury and Telford continue to make.
Congratulations, Sarah, from everyone at Rosemary Bookkeeping.
If you’re looking for an award winning, local and friendly bookkeeper to support your business as it grows across Shrewsbury and Telford and surrounding areas, reach out to Sarah for a FREE 15 minute business consultation today on: 01925 239873 or enquire online on: https://rosemarybooks.co.uk/shrewsbury/
https://rosemarybooks.co.uk/wp-content/uploads/2023/12/Meet-the-Franchisee-Sarah-Connop.jpg600800Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2026-05-29 10:39:452026-06-04 13:35:11Rosemary Bookkeeping Shrewsbury and Telford Wins Growth Award
This is a fantastic achievement and reflects the strength of the business Grant has built over the last decade.
With many years of experience working with some of the UK’s leading bookkeeping and accounting software, Grant has become a trusted source of support for local businesses across North Kent and the Isle of Sheppey.
As a Xero Silver Partner, he brings strong software knowledge, practical bookkeeping expertise, and a clear understanding of what businesses need to stay organised and compliant.
This has become especially important during the ongoing transition towards Making Tax Digital.
For many small businesses, MTD can feel confusing. New software, digital records, and submission requirements all add extra pressure. Grant’s experience means he can guide local business owners through the process with confidence, helping them understand what needs to change and how to get ready.
This award recognises more than one year of growth. It reflects Grant’s reputation, consistency, and the trusted local brand he has built over the last 10 years in business.
As Grant prepares to mark this milestone anniversary later this year, Rosemary Bookkeeping is pleased to celebrate his latest achievement.
Congratulations, Grant, from everyone at Rosemary Bookkeeping.
If you’re looking for an award winning, local and friendly bookkeeper to support your business as it grows across North Kent, Isle of Sheppey and surrounding areas, reach out to Grant for a FREE 15 minute business consultation today on: 07970 696391 or enquire online on: https://rosemarybooks.co.uk/north-kent-sheppey/
https://rosemarybooks.co.uk/wp-content/uploads/2019/11/grant-dye-picture.jpg400400Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2026-05-29 10:38:392026-06-04 13:33:43Rosemary Bookkeeping North Kent and Isle of Sheppey Wins Growth Award
Mohammad accepted his award in person at the Rosemary Spring Forum 2026.
The annual event brings together the Rosemary franchise network to share ideas, discuss future plans, and celebrate key successes from across the brand.
For Rosemary Bookkeeping Stratford, this award marks an exciting year of progress.
Over the last 12 months, Mohammad has worked hard to grow his business, build his local profile, and create a clear brand personality for Rosemary Bookkeeping Stratford.
A big part of this has been his focus on building a stronger social media presence. By showing up more consistently online, Mohammad has been able to raise awareness of his services, share useful bookkeeping advice, and connect with more local business owners particularly with Making Tax Digital coming into full force for many businesses who are within the £50,000 turnover threshold.
He has also invested time in networking and relationship building. Events such as Accountex have given him the opportunity to represent the Rosemary Bookkeeping brand, meet other professionals, and build connections that can support the future growth of his business.
His award is a well-deserved recognition of the effort, focus, and ambition he has shown over the last year.
If you’re looking for an award winning, local and friendly bookkeeper to support your business as it grows across Stratford and surrounding areas, reach out to Mohammad Hossain for a FREE 15 minute business consultation today on: 0208 0772029or enquire online on: https://rosemarybooks.co.uk/stratford/
https://rosemarybooks.co.uk/wp-content/uploads/2021/03/mohammad-RB-Stratford.jpg800800Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2026-05-29 10:37:232026-06-04 13:33:21Rosemary Bookkeeping Stratford Wins Growth Award
As one of the newer members of the Rosemary network, Hanaa has made an impressive start. She has surpassed her initial projections, exceeded her growth targets, and built strong foundations for the future of her business.
Her success reflects the focus, hard work, and local knowledge she has brought to Rosemary Bookkeeping Wembley.
Since joining the network, Hanaa has worked hard to define her specialisms and identify the sectors where her bookkeeping support can make the biggest difference. By understanding the needs of local businesses in Wembley and the surrounding areas, she has started to build a service that feels relevant, practical, and valuable.
From day-to-day bookkeeping and VAT returns to payroll, CIS, and Making Tax Digital support, Rosemary Bookkeeping Wembley helps business owners stay organised, compliant, and more confident with their finances.
Hanaa accepted her award in person at the Rosemary Spring Forum 2026.
The Rosemary Spring Forum is an annual network event that brings together franchise partners from across the UK. It gives the network time to share ideas, collaborate on future strategies, discuss key opportunities, and celebrate some of the biggest successes from the previous year in business.
For Hanaa, receiving this award at the forum marked a proud moment in her Rosemary journey so far.
Winning this growth award is a fantastic achievement for Rosemary Bookkeeping Wembley. It recognises a strong first chapter in business, clear growth, and Hanaa’s commitment to building a trusted bookkeeping service for businesses in the Wembley area.
Congratulations, Hanaa, from everyone at Rosemary Bookkeeping.
If you’re looking for an award winning, local and friendly bookkeeper to support your business as it grows across Wembley and surrounding areas, reach out to Hanaa for a FREE 15 minute business consultation today on: 0208 5750286 or enquire online on: https://rosemarybooks.co.uk/wembley/
https://rosemarybooks.co.uk/wp-content/uploads/2026/05/IMG_1016-scaled.png25602560Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2026-05-29 10:35:092026-06-04 13:31:51Rosemary Bookkeeping Wembley Wins Growth Award
Rosemary Bookkeeping is proud to announce Nirmal Thakkar, owner of Rosemary Bookkeeping Garden City, as the winner of the Rosemary Growth Award 2025. Nirmal accepted this award at the Rosemary Spring Forum 2026 network event, held each year to bring together the franchise network, collaborate over topics and strategies set to transform the future of the brand and celebrate some of the key successes from the previous year in business.
The award recognises strong growth across the Rosemary network, with turnover exceeding £20,000. But this award is about more than figures.
Nirmal has worked hard to build a trusted local bookkeeping business that supports sole traders, limited companies, contractors, and small businesses across Garden City and the surrounding areas. From day-to-day bookkeeping and VAT returns to payroll, CIS, and Making Tax Digital support, she helps business owners stay organised and feel more in control of their finances.
Her efforts beyond bookkeeping
Nirmal has used her Rosemary business and brand to bring local people together, hosting community events around Diwali, the Festival of Light, and Holi, the Festival of Colour, in partnership with the local council. These events have helped celebrate culture, support local connection, and give something positive back to the community.
Her growing local presence has also seen Rosemary Bookkeeping Garden City featured in local publications such as Living Life Magazine. Nirmal has also been nominated for the One Welwyn Hatfield Community Awards 2026, recognising her work within the local community.
As Making Tax Digital continues to become a bigger focus for small businesses, Nirmal has been there to offer clear, practical guidance. For many business owners, having someone local who can explain what needs doing, and then help them do it properly, makes a real difference.
Winning the Rosemary Growth Award 2025 is a well-deserved recognition of Nirmal’s hard work, business growth, and commitment to her local area.
If you’re looking for an award winning, local and friendly bookkeeper to support your business as it grows across Garden City and surrounding areas, reach out to Nirmal for a FREE 15 minute business consultation today on: 07940 001375 or enquire online on: https://rosemarybooks.co.uk/garden-city/.
This past weekend, the vibrant colours of Holi filled the streets of Hatfield as Rosemary Bookkeeping hosted a spectacular Holi Festival. It was the first time the festival of colours was celebrated in the town.
Welwyn Hatfield Council has confirmed its support for making the festival an annual event, with Nirmal from Rosemary Bookkeeping Garden City set to organise the celebration again next year.
The Holi Festival, which marks the arrival of spring, renewal, and the triumph of good over evil, was a celebration of unity and friendship.
Participants enjoyed traditional activities such as throwing colourful powders, music performances, traditional dances, and a variety of delicious foods, all while celebrating the Hatfield community’s diversity.
The Mayor of Hatfield welcomed everyone on the day with warm words of celebration.
“It is a real pleasure to be here with you today to celebrate Holi, the festival of colours. Today is particularly special as this is the first Holi celebration of its kind here in Hatfield. It is wonderful to see so many people coming together to mark such a joyful and meaningful festival. Holi reminds us that after every winter comes a new season of hope, colour, and happiness. The colours we share today symbolise unity, friendship, and the beauty of diversity within our communities.”
The mayor also expressed her gratitude to everyone involved in making the event a success.
“I would like to take this opportunity to thank everyone who helped make today possible – the organisers, performers and community partners who have worked hard to bring this fantastic event to Hatfield.”
The Holi Festival was a great success, with families, friends, and neighbours enjoying a memorable day. Nirmal, the organiser behind the event, is delighted with the turnout and the warm community response.
“It was wonderful to see so many people come together to celebrate Holi and embrace the spirit of unity and friendship. We’re excited to make this an annual event and look forward to next year’s festival!”
This lively celebration has definitely left a lasting impression on the Hatfield community, and the event’s success is likely to become a cherished tradition for years to come.
Rosemary Bookkeeping Garden City is proud to have contributed to bringing this joyful and inclusive event to the heart of Hatfield. The company looks forward to continuing its commitment to supporting the local community through cultural celebrations and events.
Here’s to many more colourful celebrations in the years ahead!
https://rosemarybooks.co.uk/wp-content/uploads/2026/03/Nirmal-Holi-Festival.png800800Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2026-03-11 14:20:392026-03-11 14:20:39Rosemary Bookkeeping Garden City Hosts Successful Holi Festival in Hatfield
The ceremony takes place tomorrow evening (Thursday 26th February 2026), when the winner will be revealed.
For Nirmal, this nomination is not about trophies. It reflects years of supporting local businesses across Welwyn Garden City and the wider Welwyn Hatfield area. Over the last few years, Nirmal has hosted several cultural events in the area which have supported local communities in coming together to celebrate things like Diwali (Festival of Light) and Holi (Festival of Colour). Not only do these events bring together local communities but also support other local businesses in showcasing the very best of what they offer too.
More Than Just Bookkeeping
When you run a small business, your numbers matter. Cash flow matters. Deadlines matter. Compliance matters.
But so does having someone you trust.
Nirmal works closely with:
• Sole traders • Contractors • Limited companies • Growing local SMEs
Services include VAT returns, payroll, CIS returns, and regular management reporting and more importantly, Making Tax Digital. The work is detailed and precise. Yet the approach is personal.
Clients often say they feel calmer once their bookkeeping is under control. They understand their figures. They know where they stand. That clarity changes how you run your business.
Why This Nomination Means So Much
The Community Culture Award recognises individuals who strengthen the local business environment. It celebrates people who contribute to the wider community, not just their own success.
Small businesses make up 99.9 percent of the UK business population. In Welwyn Garden City, they support local jobs, families, and high streets. When those businesses are financially organised, the whole community benefits.
Nirmal has built strong relationships with local trades, retailers, and professional services. She attends events. She supports networking groups. She takes time to explain things properly. That consistency builds trust.
Tomorrow’s Awards Ceremony
Tomorrow evening will bring together finalists from across Welwyn Hatfield. It will be a celebration of people who give their time, skills, and energy to their community.
Whatever the result, being shortlisted is already an achievement. It recognises dedication, reliability, and genuine care for local businesses.
If you are a business owner in Welwyn Garden City, this nomination should give you confidence. You are working with someone who is not only qualified and experienced but also recognised for her contribution to the local community.
Rosemary Bookkeeping Garden City continues to support businesses with practical, compliant bookkeeping. And tomorrow, the community gathers to celebrate that commitment.
All the best Nirmal, we look forward to celebrating your success so far!
Looking for a bookkeeper?
For any local trades, SME’s, businesses and local accountants looking for award-winning bookkeeping, MTD services, HMRC Compliance and general financial administration- speak to Nirmal today for a free 15- minute business health check. Call Nirmal on 07940 001375 and or visit online and enquire https://rosemarybooks.co.uk/garden-city/.
https://rosemarybooks.co.uk/wp-content/uploads/2026/02/Screenshot-2026-02-25-at-09.15.51.png598886Yasmin Chaudharihttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYasmin Chaudhari2026-02-25 09:16:492026-02-25 09:18:37A Proud Moment for Nirmal at Rosemary Bookkeeping Garden City
Houseplant Appreciation Week serves as a reminder of something many business owners already know, even if they do not always express it openly. Small, consistent habits matter.
A plant does not flourish from one big effort. It grows through consistent care over time. Bookkeeping works similarly.
At Rosemary Bookkeeping, this idea is often symbolised by Teri Cotta, our loveable and cheeky rosemary plant pot character. Teri is not about quick fixes. She focuses on consistency, attention, and maintaining things in good health over the long term.
Small care, steady results
Most houseplants struggle when they are ignored for weeks and then overwatered in a single session. The same pattern appears in bookkeeping. Leaving records untouched for months and then rushing to fix them causes stress and errors.
Regular attention, even in small amounts, keeps everything manageable. Updating records frequently helps you spot issues early, rather than dealing with them once they have grown.
Knowing what your business needs
Every plant has different needs. Some prefer light, while others need shade. Some require frequent watering, but others do not.
Your business finances are no different. Cash flow, expenses, and income patterns vary from one business to another. Bookkeeping helps you understand what your business truly needs, rather than guessing or copying someone else’s approach.
Teri’s and our role is to monitor these needs and ensure nothing is missed.
Overlooking problems does not make them disappear
A drooping leaf indicates something needs attention. Ignoring it rarely helps. Bookkeeping works similarly. Missed invoices, rising costs, or unclear figures are early warnings. Addressing them early is much easier than fixing them later.
Consistent records make those signs visible. Without them, problems often remain hidden until they become urgent.
Growth happens when the basics are right
Healthy growth comes from mastering the basics and maintaining consistency. Clear records, regular checks, and organised documents establish the foundation for steady progress.
This is where many business owners see value in support. Having someone like Rosemary Bookkeeper involved ensures those essentials are managed correctly, without requiring ongoing oversight from you.
A gentle reminder, this Houseplant Appreciation Week
Houseplant Appreciation Week is an ideal time to reflect. If you value consistent growth, both in your office plants and your business, the same principles apply. Care little and often. Pay attention early. Keep things organised.
Teri Cotta would approve.
If you would like support keeping your bookkeeping healthy throughout the year, your local Rosemary Bookkeeper is here to help.
https://rosemarybooks.co.uk/wp-content/uploads/2025/12/Teri-Cotta-Houseplant-Week-Plant-of-The-Week.png24641728Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2026-01-12 08:00:132025-12-16 15:56:43What Houseplant Appreciation Week Can Teach You About Bookkeeping
Rosemary Bookkeeping is celebrating national recognition after securing a place among the UK’s top franchise opportunities in the 2026 Elite Franchise Top 100. The ranking reflects solid growth, steady leadership, and strong support for its nationwide network.
The Elite Franchise Top 100, sponsored by HSBC UK, reviews brands on growth, innovation, franchisee satisfaction, and community engagement. The 2026 list highlights the resilience of UK franchising at a time when many businesses face tighter margins and changing regulation. The brands featured have shown they can adapt and deliver consistent performance despite these conditions.
Anita Roberts, franchise director at HSBC UK, noted that this year’s entries reflect the determination of UK franchising, praising the ability of leading brands to progress even in uncertain periods.
Rosemary Bookkeeping has grown steadily since launching franchising in 2010. It provides essential bookkeeping to small and medium sized businesses across the UK, a market that continues to expand as financial compliance becomes more complex. Its accessible model gives investors a clear route into the financial services sector.
Accessibility is central to the offer. New franchise partners do not need formal bookkeeping qualifications, only financial experience. The training academy provides practical support across bookkeeping, software, marketing, customer service, and business development. Partners follow the Rosemary Way, a structured process that keeps clients organised and makes the model easy to scale.
The brand identity strengthens this approach. Teri Cotta, the digital mascot, helps explain complex topics in a simple and friendly way. This supports a wider marketing strategy that positions Rosemary as an approachable and expert service for local businesses.
Support remains a cornerstone of the network. Each franchise partner receives a tailored Forward to Fundamentals plan, workshops, and ongoing guidance. Partnerships with leading software providers such as Xero, QuickBooks, Apron, Engager, and Xama help owners stay aligned with market developments and maintain strong technical knowledge.
With Making Tax Digital approaching, demand for expert bookkeeping will rise. Rosemary Bookkeeping is well positioned to help investors enter a dependable sector with a model designed for long term growth.
Bobby Garland, Rosemary Brand Leader added: “As Rosemary Bookkeeping brand leader, I am incredibly proud of the network and the franchise support team for all their efforts in this past year that has seen us maintain a spot in the top 100 elite franchise list. It is a testament to how well this franchise network works together to achieve some fantastic growth and development within the year. Watch this space as the next three years provide real opportunity for the bookkeeping industry and I can see this franchise network going from strength to strength.”
Rosemary Bookkeeping remains a strong option for investors seeking a stable route into financial services supported by a proven model and a growing national presence.
If you’re interested in profitable opportunity in a growing demand with strong systems with an award-winning brand – contact us here or call 0116 275 9005.
https://rosemarybooks.co.uk/wp-content/uploads/2025/12/EF100UK26-Logo-Black.jpg660780Emma Nicholsonhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngEmma Nicholson2025-12-10 11:57:452025-12-16 13:04:22Rosemary Bookkeeping recognised among the UK’s best in class in the 2026 Elite Franchise Top 100
The Budget 2025 confirmed that landlords will face increased income tax on their property income from April 2027. This change forms part of a broader plan to raise revenue and tighten rules on property ownership.
It follows several years of reforms that have already reduced profit margins for many landlords. These upcoming changes also sit alongside the shift to Making Tax Digital, which will require digital record-keeping for landlords within the income thresholds.
This update offers a clear overview of what is changing and how organised bookkeeping, supported by MTD-ready systems, can help you plan.
Property income tax rates will rise in 2027
The Chancellor announced that income tax on property income will increase by two percentage points from April 2027. The new rates will be:
22% for basic rate taxpayers
42% for higher-rate taxpayers
47% for additional rate taxpayers
For many landlords, these increases create another reduction in net returns. The OBR expects rental prices to rise, with typical rents in England predicted to increase by £20 to £25 per month.
For landlords who will soon be required to keep digital records under Making Tax Digital for Income Tax, keeping them updated will become even more critical. This helps you monitor how these higher tax rates affect your overall position.
Why this matters for landlords
The rise follows earlier changes to Mortgage Interest Relief and Stamp Duty, both of which raised the cost of holding rental property. The Office for Budget Responsibility noted that these measures have reduced landlord returns over the past decade.
It also warned that a long-term decline in rental supply could push rents higher if tenant demand continues.
For landlords with tight margins, even small changes in costs or taxes can shift long-term plans. Clear, accurate and digital bookkeeping helps you understand these shifts early. This is especially important as MTD introduces quarterly updates and stronger expectations for real-time record-keeping.
New High Value Council Tax Surcharge
Budget 2025 introduced an annual surcharge on residential properties valued at over £2 million. This will begin in April 2028 and will be based on 2026 valuations.
The surcharge will be banded:
£2,500 per year at the lower end
Up to £7,500 for properties above £5 million
This charge applies to property owners, not council taxpayers, which means landlords will see additional yearly costs. If you hold high-value property, accurate valuations and clear digital records will help ensure the correct surcharge is applied and correctly reported in your MTD submissions when required.
Reaction from industry bodies
Industry groups have raised concerns about the impact on both landlords and tenants. The NRLA has warned that the changes could reduce the number of available rental homes at a time when demand remains high.
Forecasts show that the UK will need close to one million new rental homes by 2031. Rising taxes, higher costs and increased compliance requirements may make it harder for landlords to keep properties in the private rented sector.
With MTD on the horizon, the need for organised, digital and up-to-date financial records will only grow.
What this means for your bookkeeping
New tax rates, added surcharges and the gradual introduction of Making Tax Digital mean that clean, accurate bookkeeping has never been more critical. Having organised digital records will help you understand the impact of rising costs and prepare early.
Here are a few practical steps to consider:
Review your rental income and expenses to understand your current margin
Keep digital records updated so you can model the impact of higher tax rates
Track property costs such as repairs, mortgage interest and fees
Store valuation documents securely for future council tax surcharge checks
Plan for cash flow changes from 2027 to 2028 and how they link to quarterly MTD reporting
Good information helps you manage change with confidence. It also gives you a clearer view when deciding whether to adjust rents, reinvest, or review parts of your portfolio.
How Rosemary Bookkeeping can support landlords
These changes create more pressure on already stretched margins. A structured and digital-first bookkeeping approach helps you stay in control.
Your local Rosemary Bookkeeper can help you:
Maintain clean and accurate property income records
Prepare for changes to tax and surcharges
Keep digital records organised for future MTD requirements
Track rising costs in a consistent and straightforward way
If you want support preparing your records or planning for the new rules, we are here to help.
Find your nearest Rosemary Bookkeeper today.
https://rosemarybooks.co.uk/wp-content/uploads/2025/11/Landlord-Tax.jpg10801080Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2025-12-01 08:00:122025-11-27 15:01:07Budget 2025: What the Income Tax Rise Means for Landlords
Budget 2025 didn’t introduce significant tax increases, but it brought enough changes to make bookkeeping more crucial than ever. Frozen thresholds, higher dividend taxes, updated capital allowances, and new pension rules all influence how businesses record, plan, and manage their finances.
For accountants, bookkeepers, and small business owners, the message is clear: the numbers you monitor daily are now even more crucial for long-term cash flow and tax planning.
Dividend tax rises: changes to profit extraction
One of the most noticeable changes for business owners is the increase in dividend tax from April 2026:
Ordinary-rate dividends rise from 8.75% to 10.75%
Higher-rate dividends rise from 33.75% to 35.75%
If you receive income through dividends rather than a salary, your after-tax income will decrease. You will need to monitor director payments more closely and may need to develop a new salary vs. dividend strategy for your business.
This also underscores the importance of accurate year-end records, as dividend timings and profits available for distribution will become more significant than before.
Frozen tax and NIC thresholds: the quiet squeeze
Income tax thresholds and the main National Insurance threshold will remain frozen until at least 2028.
On paper, nothing changes, but as wages increase, more people are pushed into higher bands. Businesses may notice higher payroll deductions for employees and directors, and bookkeepers should highlight this effect early so clients aren’t caught unaware by increased tax bills.
This is a classic example of fiscal drag, which means payroll forecasting will be an essential part of bookkeeping in the coming years.
Capital allowances: new rules for equipment and investment
The Budget introduces two key shifts that affect how businesses record fixed assets:
Writing-down allowance cut to 14%
New 40% first-year allowance for qualifying plant and machinery from January 2026
This means businesses get some upfront relief, but long-term allowances shrink.
Those handling asset registers and depreciation schedules will need to:
Adjust the rates used for new purchases
Time purchases carefully around the new first-year allowance
Keep accurate records for any claims
These changes make asset-tracking software and tidy bookkeeping much more valuable.
Pension and payroll changes: future compliance costs
A major upcoming shift: Salary-sacrifice pension contributions above £2,000 per year will attract National Insurance from April 2029.
Businesses using sacrifice schemes will need to model long-term payroll costs differently. You should flag this early, as it could influence:
Staffing budgets
Recruitment packages
Pension-scheme communication with employees
It’s a lengthy runway, but planning begins now.
Business rates: winners and losers
The Budget offers a permanent business-rate discount for the retail, leisure, and hospitality sectors — good news for high-street brands and small venues.
However, properties with a rateable value over £500,000 face higher costs. Warehousing, logistics, larger office spaces, and industrial sites may all experience the increase.
For your bookkeeping, this means:
Updating overhead forecasts
Reviewing cashflow
Adjusting budgets where property costs rise
Even small changes in rates can make a difference when profit margins are tight.
What business owners should do now
To stay ahead of the changes, businesses can take several proactive steps:
Refresh financial systems and records – Ensure payroll, dividends, expenses, and fixed-asset data are accurate; the new rules depend heavily on correct inputs.
Model cashflow scenarios – Run 3–6-month projections factoring in dividend tax rises, business-rate changes and frozen thresholds.
Review remuneration strategies – For directors of limited companies, it may be time to revisit the balance between salary and dividends.
Plan asset purchases carefully – The new 40% first-year allowance makes timing important for tax efficiency.
Prepare early for pension-scheme changes – Warn clients and employees now that salary sacrifice might not be as appealing in four years.
Budget 2025 reminds us that even without significant rate changes, the tax environment is evolving. Frozen thresholds, increased dividend taxes, and new allowance arrangements mean business accounting is now more vital to strategy than ever.
Accurate records, proactive planning and regular forecasting will help businesses stay ahead — and allow bookkeepers to move from compliance to true financial guidance.
https://rosemarybooks.co.uk/wp-content/uploads/2025/11/budget-25-blog-.jpg10801080Tim Marshallhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngTim Marshall2025-11-27 14:44:302025-11-27 14:44:30Budget 2025: What the Changes Mean for Business Bookkeeping
The Economic Crime and Corporate Transparency Act 2023 is one of the most significant updates to UK company law in many years. It aims to reduce economic crime, improve transparency, and strengthen the accuracy of information held at Companies House.
These changes affect how companies are formed, how records are kept, how individuals are verified, and how fraud is handled. Some elements have already taken effect. Others will continue to roll out through 2026.
Below is a practical overview of what the Economic Crime and Corporate Transparency Act 2023 covers and what UK businesses need to prepare for.
Companies House Reform
Reform of Companies House is central to the Act. It moved from a passive register to a more active regulator with stronger powers. As of November 2025, several significant changes have come into force.
Mandatory Identity Verification
From November 2025, all new and existing directors, People with Significant Control (PSCs), and individuals who file documents must verify their identity with Companies House.
Verification is now a legal requirement and will become standard for maintaining a compliant company record. Businesses should ensure all relevant individuals complete verification promptly.
Removal of Certain Company Registers
Companies no longer need to maintain:
The register of directors
The register of directors’ residential addresses
The register of secretaries
Companies House now holds the complete and official version of these records. Filing inaccurate information can lead to unlimited fines, making clean, accurate data more critical than ever.
Stronger Powers to Challenge Information
Companies House now has greater power to:
Reject misleading company names
Require companies to change names
Query filings
Remove information that appears false or suspicious
These powers are intended to prevent fraudulent companies from being used for criminal purposes.
Lawful Purpose Confirmation
New companies must confirm that they are being formed for a lawful purpose. They must repeat this statement each year as part of their annual filing. This requirement aims to discourage abusive company formations and improve accountability.
Failure to Prevent Fraud Offence
The Act introduced a new offence, failure to prevent fraud, which took effect on 1 September 2025.
Large organisations are liable if an employee or associated person commits fraud that benefits the organisation, and no reasonable prevention measures were in place.
It applies to organisations meeting at least two of the following criteria:
More than 250 employees
More than £36 million turnover
More than £18 million in assets
Although this focuses on larger businesses, smaller companies may still be affected through new due diligence checks imposed by clients or suppliers who must meet higher fraud-prevention standards.
Expanded Corporate Liability
The Act expands the identification doctrine. Liability can now be attributed to senior managers, not just board-level directors. This means a broader group of individuals can trigger corporate accountability when criminal behaviour occurs.
This change makes it easier to prosecute larger companies when wrongdoing involves senior decision-makers.
Cryptoasset Powers
The Act includes new powers allowing law enforcement to seize and recover cryptoassets suspected of being linked to criminal activity.
These measures support investigations into money laundering, fraud, and other offences that use digital currencies. While this primarily falls to law enforcement, it reflects a broader focus on accurate financial trails and transparent reporting.
Information Sharing Between Institutions
The Act introduces measures that allow financial institutions to share information more effectively to prevent and detect economic crime.
This change addresses delays caused by limited data sharing among banks, accountants, and other regulated firms. Faster information exchange should improve the detection of suspicious activity.
Limited Partnerships Reform
Limited partnerships have been subject to misuse in the past. Reforms now require:
Stricter registration processes
Verification of partners
Annual confirmation statements
These measures increase transparency and reduce opportunities for criminal exploitation.
Future Changes
Some changes have been confirmed for the future, but do not yet have fixed start dates. These include:
Mandatory identity verification for corporate directors and corporate members
A complete shareholder list that companies will need to file with Companies House
Businesses should expect continued updates through 2026 as these provisions roll out.
What These Changes Mean
The Act places greater emphasis on identity checks, data accuracy, and transparent reporting. Businesses should expect closer scrutiny from Companies House and should ensure that:
All directors and PSCs are verified
Company filings match the real structure and operations of the business
Annual records remain up to date and accurate
Fraud prevention processes are documented and in place
Good bookkeeping is central to substantial compliance. Clean records, accurate filings, and organised documentation make it easier to meet the new legal requirements. Rosemary Bookkeeping can help you maintain precise, reliable records so you stay compliant and avoid errors that could trigger intervention from Companies House.
Need Help Navigating the Changes?
These reforms affect record keeping, company maintenance, and verification processes. If you want support keeping your information up to date, your local Rosemary Bookkeeper can help maintain compliant records and prepare your filings.
Every year the bookkeeping profession comes together to mark Global Bookkeeping Week (GBW) — a week-long campaign to recognise the importance of accurate records, timely reporting and the bookkeepers who work behind the scenes.
Here at Rosemary Bookkeeping — the only UK-wide bookkeeping franchise dedicated solely to bookkeeping services — we believe GBW isn’t just a celebration: it’s a timely reminder for every business owner of why good bookkeeping should be front of mind.
Why Global Bookkeeping Week matters
It highlights the value of professional bookkeeping
When bookkeepers get recognised in GBW, it reinforces how vital their work is. GBW started in 2015 to raise the profile of the profession.
You might not think about it daily, but accurate bookkeeping shifts from “nice to have” to “business critical” when you consider cash-flow, tax, compliance and growth.
It reminds small businesses of the risk of neglecting bookkeeping
One of our earlier articles for Rosemary Bookkeeping flagged three clear signs your internal bookkeeping may be under-resourced or mis-aligned: time being taken from core growth tasks; challenges hiring reliable finance staff; and the overhead of an in-house team vs outsourced cost. GBW gives you the nudge to review when it’s time to call the professionals – see our recent blog here.
It underscores the economic role of bookkeeping
Bookkeepers aren’t only about numbers. They support business stability, inform decision-making and enable growth. GBW scenes emphasise how bookkeepers contribute to communities, companies and the wider economy. If your books are in order you are putting yourself in a stronger position for growth, pivoting, or surviving tough times.
What makes Rosemary Bookkeeping different in this context
We’re the only UK franchise solely dedicated to bookkeeping services. This gives us a laser-like focus on the bookkeeping needs of SME clients
Because we’re national but structured as a franchise, we combine local access (face-to-face or near you) with consistent high standards and processes
We’ve written about key industry shifts — for example, the move to digital record-keeping and how bookkeeping must adapt. (See our “What is Making Tax Digital?” article.)
How you as a business owner can make the most of GBW
Use the week to audit your bookkeeping arrangements: Are your records up-to-date? Are you using the right software? Are you getting timely reports?
Ask your bookkeeping provider (or in-house team) to show you how the numbers are being used — not just recorded. Good bookkeeping gives insight, not just history
If you’re thinking of outsourcing, or switching provider, GBW is a great moment to act. Recall that study where up to 48% of UK SMEs were outsourcing tasks like bookkeeping in 2023
Final thought
Bookkeeping isn’t just about ticking boxes. During Global Bookkeeping Week we pause to recognise its role in your business’s stability, opportunity and growth. At Rosemary Bookkeeping we stand ready to help you turn these ideas into action: cleaner records, smarter decisions, less stress.
If you’d like a chat about how your bookkeeping stands today — whether you need a review, or want to explore outsourcing — drop us a line. Let’s use this week to give your bookkeeping the attention it deserves.
If like many other business investors you see the value in offering such essential services to business owners, find out more about our franchising opportunity atwww.rosemaryfranchise.co.uk
https://rosemarybooks.co.uk/wp-content/uploads/2025/11/RB-Global-Bookkeeping-Week.jpg800800Emma Nicholsonhttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngEmma Nicholson2025-11-20 10:01:402025-11-20 10:13:25Why Global Bookkeeping Week Matters – and How Rosemary Bookkeeping Leads the UK in Celebrating It
Nirmal Thakkar from Rosemary Bookkeeping Garden City is celebrating Diwali by sponsoring a community event.
For the last two years, Nirmal Thakkar from Rosemary Bookkeeping Garden City has been working to support Diwali celebrations in her local community alongside the council. This year, she’s stepping up her commitment, with Rosemary Bookkeeping becoming the headline sponsor of the event.
“They have seen me working and doing the event for the last two years, and given me the opportunity to carry on and achieve a successful hat-trick Diwali event for this year under my business name,” she says.
This blog post has all of the details.
Celebrations Ahead
“Being a Hindu, Diwali is the most important festival of the year; it’s a festival of light, triumph of light over darkness, good over evil and knowledge over ignorance,” says Nirmal.
Diwali marks the beginning of the new year for Hindus, and is a time for much celebration as a result.
“It’s a time for families and friends to get together, eat sweets and yummy food and do magical fireworks together. The Diwali festival is a reminder of the importance of moral integrity in life,” says Nirmal.
What to Expect
As both a member of her community and a business, Nirmal can see a lot of potential as a business, as the headline sponsor supported by other local businesses to make the event special.
As the main sponsor, Nirmal will be running the show with lots of dancing and singing performances, including Ravan Dahan, in which effigies of Ravan, the ten-headed demon king and antagonist of the Hindu epic Ramayana, are set aflame to symbolise the triumph of Lord Rama over Ravan and the victory of good over evil. This is a very special moment for the region and for Nirmal, as this part of the act is happening for the first time ever in Hertfordshire! As such, the mayor will be attending the event, so it’s sure to be one to remember.
Need a new bookkeeper?
If you’re in Stevenage and the surrounding areas and could use the support of a friendly and local bookkeeping service, contact Nirmal today on 07940 001375 for a free, no-obligation quotation on a range of bespoke bookkeeping services.
Rosemary Bookkeeping is participating in the third annual Forget Me Knot Challenge to support Alzheimer’s Society.
Alzheimer’s is commonly misunderstood as a natural part of ageing.
However, it is a deadly neurological disease that is currently the UK’s biggest killer, estimated to affect 1 in 2 people in the UK in their lifetime.
This year, ServiceMaster brands across the UK have once again partnered with the Alzheimer’s Society to help them provide help and hope to the 900,000+ people living with dementia in the UK.
Throughout 2025, we’re working closely with our friends at the Alzheimer’s Society to raise a further £10,000 as part of our commitment to supporting them in their cause.
And as part of our fundraising commitment, our businesses nationwide are again undertaking the Forget Me Knot Challenge.
But what is the Forget Me Knot Challenge? And how can you get involved?
This blog post has all the details.
What is the Forget Me Knot Challenge?
The Alzheimer’s Society is represented by the forget-me-not flower, long associated with Alzheimer’s and dementia due to its impact on memory loss.
The Forget Me Knot Challenge is a sponsored virtual relay in which staff and owners from our businesses across the UK run, walk, or cycle the equivalent total mileage between each of our businesses, tying them together and raising funds for Alzheimer’s Society: creating the Forget Me Knot.
https://rosemarybooks.co.uk/wp-content/uploads/2025/07/22.png800800Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2025-07-23 10:39:142025-07-23 10:39:14Rosemary Bookkeeping’s Forget Me Knot 2025 for Alzheimer’s Society
Rosemary Bookkeeping names Alzheimer’s Society as our Charity of the Year
We are thrilled to announce that Rosemary Bookkeeping has joined the rest of the ServiceMaster Brands UK family in pledging to raise £10,000 this year in support of our charity of the year, Alzheimer’s Society.
This blog post has all the details.
Our Charity of the Year
We have named Alzheimer’s Society our charity of the year.
And have thus pledged to raise £10,000 to go towards their work throughout 2025.
As part of its longstanding commitment as Dementia Friends, our sister brand Merry Maids UK has raised over £14,000 for Alzheimer’s Society through its annual nationwide Forget Me Knot Challenge Campaign over the last two years alongside supporting our staff and customers to have a better cleaning experience by ensuring every Merry Maids cleaner across the UK benefitted from specialist dementia training sessions to better support customers living with dementia across the nation.
This year, we’re kicking it up a notch.
With other brands from ServiceMaster Brands UK pitching in, we have pledged this year to raise £10,000 by opening the annual fundraising initiatives to all of our businesses across the UK.
What has dementia support meant to people?
To Merry Maids customers like this woman from Croydon, the support means her father can maintain his independence:
“My Dad is 93 and has got a serious heart condition and dementia,” she says.
“After a long stay in hospital and living with us for four months, he wanted to live independently,”
“He reluctantly accepted help and within a couple of weeks was looking forward to his visits by Merry Maids.”
“They are very caring and have a very soft spot for Dad,” she adds.
“Which makes my life as a carer easier.”
“Dad would never be without his Merry Maids, and they have made a huge difference to his enjoyment of life.”
Meg Foxhall, Community Fundraiser of Alzheimer’s Society, says:
“We are so grateful that Merry Maids chose Alzheimer’s Society as their Charity of the Year. Each hour people generously give to fundraise for us, every event they take part in, every pound they donate, they’re making a life-changing difference to people living with dementia.
“Alzheimer’s Society provides vital support to people living with dementia, funds groundbreaking research and campaigns to make dementia the priority it should be. Together, we will end the devastation caused by dementia.
“There are currently around a million people in the UK with dementia. But we simply can’t reach everyone without the continued support of our incredible fundraisers like Merry Maids.”
https://rosemarybooks.co.uk/wp-content/uploads/2025/06/FMK-2024-Graphics-67.png800800Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2025-06-13 10:16:492025-08-05 13:32:21Rosemary Bookkeeping pledges to raise £10K for Alzheimer’s Society
Mohamed Walji from Rosemary Bookkeeping Northampton picked up a prestigious growth award at this year’s Rosemary Bookkeeping Spring Forum.
Rosemary Bookkeeping’s annual spring forum is a red-letter day for our bookkeepers up and down the UK, where we come together to network, learn, grow, and catch up, too!
The day also saw some business owners awarded for their successes in 2024.
This included Mohamed Walji from Rosemary Bookkeeping Northampton, who won an award for significant business growth in the last year.
In 2024, Mohamed made key strides in his business development through providing consistently excellent services to his clients through a range of vital services, including help using software like Xero and QuickBooks to work towards targets around Making Tax Digital and meeting crucial deadlines in the bookkeeping calendar. Delivering a valued service to his clients across the region has allowed Mohamed to exceed targets for his business.
Bobby Garland, Brand Leader for Rosemary Bookkeeping, said:
“Mohammed has broken through the £50k mark with focus and consistency, laying solid foundations for further expansion.”
Need an award-winning bookkeeper?
If you’re in Northampton and the surrounding areas and could benefit from professional bookkeeping services from a local expert, contact Mohamed on 07764 857767 or find your nearest Rosemary Bookkeeping business to see how we can help you today.
https://rosemarybooks.co.uk/wp-content/uploads/2025/05/Rosemary-Bookkeeping-Northampton-Awarded-for-Business-Growth-e1747914135235.jpg10151222Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2025-05-22 12:44:112025-05-22 12:45:28Rosemary Bookkeeping Northampton Awarded for Business Growth
Nirmal Thakkar from Rosemary Bookkeeping Garden City picked up a prestigious growth award at this year’s Rosemary Bookkeeping Spring Forum.
Rosemary Bookkeeping’s annual spring forum is a red-letter day for our bookkeepers up and down the UK, where we come together to network, learn, grow, and catch up, too!
The day also saw some business owners awarded for their successes in 2024.
This included Nirmal Thakkar from Rosemary Bookkeeping Garden City, who won an award for significant business growth in the last year.
In 2024, Nirmal made key strides in her business development by evolving her marketing efforts to grow her regional customer base, including featuring in multiple publications advocating for local business and franchising, and sharing the word about her expertise and dedicated services helped her to exceed targets for her business.
Bobby Garland, Brand Leader for Rosemary Bookkeeping, said:
“Nirmal not only exceeded £10k but also achieved the highest percentage growth across the network and gained valuable PR exposure—an exceptional start!”
Need an award-winning bookkeeper?
If you’re in Stevenage and the surrounding areas and could benefit from professional bookkeeping services from a local expert, contact Nirmal on 01462 419444 or find your nearest Rosemary Bookkeeping business to see how we can help you today.
https://rosemarybooks.co.uk/wp-content/uploads/2025/05/Rosemary-Bookkeeping-Garden-City-Awarded-for-Business-Growth-e1747912207769.jpeg20001083Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2025-05-22 12:13:282025-05-22 12:13:28Rosemary Bookkeeping Garden City Awarded for Business Growth
Goska Dabrowski from Rosemary Bookkeeping Bournemouth picked up a prestigious growth award at this year’s Rosemary Bookkeeping Spring Forum.
Rosemary Bookkeeping’s annual spring forum is a red-letter day for our bookkeepers up and down the UK, where we come together to network, learn, grow, and catch up, too!
The day also saw some business owners awarded for their successes in 2024.
This included Goska Dabrowski from Rosemary Bookkeeping Bournemouth, who won an award for significant business growth in the last year.
In 2024, Goska made key strides in her business development through restructuring, focusing on investing in her team development, allowing her to evolve her marketing efforts to grow her customer base across the region. Expanding her team and sharing the word about her expertise and dedicated services helped her to exceed targets for her business.
Bobby Garland, Brand Leader for Rosemary Bookkeeping, said:
“Goska’s continued growth has been fuelled by her smart investment in marketing talent, helping her exceed £65k and build strong momentum for the future.
Need an award-winning bookkeeper?
If you’re in Bournemouth and the surrounding areas and could benefit from professional bookkeeping services from a local expert, contact Goska on 01202 251647 or 07778 286458 or find your nearest Rosemary Bookkeeping business to see how we can help you today.
https://rosemarybooks.co.uk/wp-content/uploads/2025/05/Goska-Photo-scaled.jpg25601440Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2025-05-22 10:52:542025-05-22 11:53:33Rosemary Bookkeeping Bournemouth Awarded for Business Growth
Alongside playing a game of (Not) Top Trumps (see full video), the two dive into discussions of the best ways to capitalise on networking events like FAB, Bobby’s plans for Rosemary, and the evolution of the bookkeeping industry.
In this blog post, we’ve transcribed the highlights of their conversation, but you can watch the full interview here.
(Note: Some quotes have been slightly tweaked for clarity and ease of reading.)
Aaron: Bobby, first of all, tell people who you are, why you’re here and what you want to talk about.
Bobby: “My name is Bobby Garland. I am the Brand Leader for Rosemary Bookkeeping. I’m relatively new to the accounting industry. I’m just a couple of years in, but I have lots of experience working with SMBs on business growth and collaboration plans and things like that.”
And relatively new in this new role as well?
“Yeah, my role at Rosemary Bookkeeping started in January, and it’s a franchise network. I’m the Brand Leader, so I help support the whole network and take it in the direction I think will benefit the whole accounting community.”
So, Bobby, what are you looking forward to on day two of FAB?
“I want to spend a bit more time on the HMRC stand. When we’re looking at things like Making Tax Digital coming into fruition, I feel like everybody’s got over this paranoia of ‘Will it, won’t it?’ We’re in the home run now, they’re sending letters out. I feel like we’re locked in. So, I think it’s their time to shine. Some of their speakers have been really, really good, really engaging. I feel like they’ve brought their A game this year.”
How do you ensure, from any event, that you act on it? What are your key tips?
“Step one is definitely to learn something. I always look at the speakers and pick out a non-negotiable. And then I’ll write something down: just one thing to do the next day. Whether that’s rolling something out to my network of bookkeepers, or going and having a demo booked in.”
“I’ve booked three demos yesterday, just from walking around. You’ve got new players in the game, like Mimo. I was talking to them, and was like, I’m just gonna book a demo. It’s great chatting to them here. But sitting down and having dedicated time is better. If you do it while you are here, you’ll commit to it. My meeting with them is next week, and I’ll attend that and get something from it. My diary next week is jammed, with just demos. I think that’s how you’re gonna get something out of these things: committing to something later date.”
You are in a unique position where you’ve got twenty different bookkeepers, and that’s growing, right? You’ve got X amount of differing pain points to solve. What are the key pain points you are looking to fix?
“Yeah, so one of the things that I think I’m passionate about with the Rosemary Bookkeeping Network is flexibility. Because with new or existing franchise partners, they’re all in different places. You’ve got some who are just one-man operations and have been going for a year. You’ve got others who have been going for 15 years and have employees and a couple of offices, so sometimes there isn’t a one-size-fits-all solution, and if we’re rolling something out across the network, I’ve got to make sure that it’s fit for purpose for everybody”.
“So, I really love something scalable, that can be relatively inexpensive to start with, but is happy to grow. And those sorts of solutions are ones that I keep an eye out for. Because they’ll benefit everybody, and that’s ultimately one of the priorities of my job: servicing and supporting everybody in the network equally.”
I completely understand that you want to be flexible and make sure it’s right for the purpose, but how do you keep on top of that? What’s your pro tip? Because a tech stack, when it’s just one for each category, is hard work. So, trying to keep it on top of all of that, what’s your secret there?
“I’ve sat in a lot of demos the last couple of weeks. Starting in the role in January, that’s something that I’ve prioritised because when I worked at QuickBooks and worked with accountants on software and even before that, working in marketing and business development roles, one of the things that I was always keen on was to be a functional expert.”
“I’m not a bookkeeper. I’ve got no qualifications around that, cards on the table, but I could use QuickBooks. And I felt that that was important when working with my accountants then. And this is no different, working with my Rosemary bookkeepers, I’m not going to be able to deal with the bookkeeping, but it’s important I understand how it works. We’re looking at AML software at the moment, getting under the skin of that, and I love it because I love learning about new stuff, new tech, new everything.”
It’s problem-solving.
“Yeah. I think you get far more out of it if you immerse yourself in it. Sometimes I can go a little down the rabbit hole, but that functional learning is key. I don’t want to just be somebody who’s talking about it. I want to be able to pick it up and show somebody. My aim is that all of my bookkeepers, for example, would be able to use it a million times better than me, but at the starting point, I can explain it and show them.”
“Even though I’m not a bookkeeper. I’m a functional expert to a degree. Don’t trust me to do your books though! [laughs].”
But credit to you, because we’ve done videos and product demos and all sorts together in the past, and one thing I admire about you is that you get your hands dirty, get involved in the product and kick the tires.
You were the first to say, ‘This doesn’t do this, have I missed something here?’ Because you were questioning, am I the problem, or is it the software? And I think that’s something that, in your role, is really important.
“I get a bit passionate because I see something, and it doesn’t quite do what I want it to, and I’m like, ‘Well, why doesn’t it do that? And should it?’ And then you go round in circles, and you’ve got to think about everybody in many different positions. But for me, immersing in it is the only way you’d uncover those issues.”
“And credit to software companies. It is a challenge because they’re not bookkeepers either. So, some of the best innovations come from people in the industry using the software. You can see some of the software created by accountants and bookkeepers, they stand out because they’re using it day-to-day.”
“And I think leveraging that information, whatever software company you are, is essential to success and leveraging the experience so people who will use it every day.”
We all love the big shinies, the big new feature releases. We were talking off air, weren’t we? Apron is releasing the new–
“The new card, yeah.”
We love that. And that’s an amazing thing to celebrate. But actually, some of the best work they’ve done lately is those little, tiny workflow changes, which are game-changing for the people using and relying on it daily.
“The number of times I’ve had a bookkeeper, or an accountant come up to me and they’re like, ‘Oh my God, do you know what my favourite feature is?’ And they say it, and I’m like, ‘Does it do that? Show me.’ And sometimes we miss that, especially those of us who aren’t bookkeepers or accountants, and we need to listen to that sort of feedback, so we know what the priorities are. Otherwise, how else are we going to learn?”
“But that happens all the time. I love it, though, because you learn something new. The best bit is that an accountant or bookkeeper tells me that, and then I go and find another accountant or bookkeeper, and I go, ‘I tell you what, have you seen this?’ And they’re like, ‘No. Oh my God, that’s amazing.’ I’m like,’ Yeah, I found that.’ [laughs]”
So, obviously, you’re passionate about this industry. What do you love most about it?
“I’ve worked in lots of industries. When I’ve done marketing, I worked with SMBs across all different industry verticals. Now that I only work within the accounting industry, the thing I notice is that it’s so collaborative. Everybody gets on, and I think that’s because it’s such a necessary service that there’s obviously competition, but accountants are far more likely to sit down and help each other than ignore each other. If one’s got a problem – and I saw it outside when we were queuing to get in, and one accountant was chatting to another about year end and how busy they were in January and then one’s telling the other like, ‘I’ve done this, you should think about that’ – and I think that’s brilliant.”
“Collaboration and partnership, in my career, are big priorities. I read it the other day, and you must have heard this: ‘If you want to go fast, go alone. If you want to go far, go together.’ And I love that. That is ingrained in me as a person. And I see that all the time in this industry, above other industries, and I’ve worked in a lot of others.”
And there was a chance that you could have left the industry, and you decided this is the industry you want to stay in. So, that must say something.
“Definitely. And I’ve been dedicated to this industry for, in my eyes, a relatively short period, two or three years now. But I’ve made so many connections and friends. Even just coming here today, the number of people I’ve seen who stopped me to say hello, I’ve really loved keeping those connections going.”
So, that’s what you love about the industry. What would you change about the industry?
“That’s… that’s a tough one. I think pace. I do think that accountants and bookkeepers, rightly so, are relatively risk-averse. And I think that’s fair to say, and that’s not a detriment to any of them, but they should be. I’d want my accountant to be risk-averse.”
“But I think sometimes when it comes to things like Making Tax Digital for income tax coming in and new software and efficiencies, we can err strongly on the side of caution. And I’m not saying throw the baby out with the bath water, but it would be good if we had more risk-takers, to give it a go and see it through. But it’s their business, so I get it. So many accountants are self-made, so I understand why they don’t.”
“In my time at QuickBooks and at Rosemary, working with my franchise partners, I want to be super supportive, so it doesn’t blow up in people’s faces. Nobody wants that. But try those little things, try something new. That’s the one bit of advice.”
Exactly, and it’s that disruptive mentality, isn’t it? Sometimes we feel like we shouldn’t disrupt. But that little bit of disruption won’t stop the whole industry, will it?
“Absolutely. And it doesn’t need to be changing everything.”
Little tiny steps.
“A hundred per cent. If you made a 1% change every day, that adds up. It is tiny, tiny steps. So, yes. That would be the thing. But I think that’s coming.”
“Even in the few years I’ve worked directly in the industry, you see a change. And I think it is a testament to guys like you who lead from the front. And you are seeing more people putting themselves out there, doing podcasts and talking and things like that.”
Sharing the knowledge, right?
“Yeah. Yeah, definitely. So, I think it is happening.”
If we got you a time machine, think about something you are using today. It could be an app, a piece of software, or a gadget. What piece of technology would you love to take back 12 months and say, ‘You should be using this now.’
“Chat GPT, I have doubled down on things like that in the last couple of months, and it has transformed my life. I think it’s such a useful assistant. It’s not replacing anything.”
It’s a brainstorming tool, isn’t it?
“I love, like I said earlier, collaboration and some of my best ideas come when chatting with someone, and they evolve in a conversation. But I work remotely, and the franchise partners I deal with are all over the UK. So, I’m not necessarily with someone every day. I don’t work in an office. So, Chat GPT is really helpful when I’m trying to brainstorm.”
I don’t know if you’ve seen some of the videos we’ve done on the training, but now it’s evolved to watching your screen and being contextualised on your screen, so you’re thinking about the training point of view, you have that app on the screen.
It’s telling you, ‘If I need to reconcile this or I need to do this, or I need to add this transaction,’ it can go, ‘Oh, go up here, click that. See this box here? Make sure you put it in there. No, no. I wouldn’t use that date. And it’s watching you do what you’re doing, giving that constant feedback. It is very, very, very scary, but very, very good.
“It’s terrifying. Don’t think about it too much.”
So, we’ve gone back 12 months, let’s go forward 12. How do you think AI is going to impact the accounting industry?
“I think the more and more it’s integrated, the more it’ll get used. Intuit Assist is a great example of that. You’ve got Jax with Xero, in the accounting world. Once they’re properly there, then I think that will accelerate everything.”
“I am slightly – not worried – excited and terrified of where all this will be in two years. So, it’s exciting times, and I think it’s in addition to your brain. It’s not instead of your brain.”
Well, that’s where we add value as bookkeepers and accountants, right?
“The other thing I think is massive about the accounting industry is that it isn’t about numbers. It’s about people.”
100%.
“It’s a people industry, and nothing’s going to change that. If you could spend more time with people, and AI is doing some of these monotonous things for you, it gives you time to have that coffee with your client that you couldn’t before, or go out to that networking event and meet new clients. Those are the things you want to do. I don’t know about you, but I love spending time with people; the more of that I can do, the better.”
Awesome. So, this is your opportunity. Plug, plug and plug away. And tell the people where they can find you and what you’re all about.
“Rosemary Bookkeeping is a franchise network. I’m the Brand Leader of it. What I’m looking to do with the brand is develop it so that we can partner with accountants. MTD for income tax is coming; accountants are going to need help. And I honestly believe bookkeepers are the answer. Ami Copeland talked about it at Engager Labs, collaboration is key. They’re not in competition with each other, so I’m looking for accountants who are looking for help that the Rosemary Bookkeeping network can help with, and we’re across the whole country.”
“I look after and know them all personally. I’m really excited about that, and hopefully working with some people I already know and maybe some new people as well. I’m really excited to be part of the network.”
It’s been great. Thank you for coming on.
“I really appreciate it. Thank you.”
Need help with your bookkeeping?
By contacting the professionals, you receive personal and expert support on all aspects of bookkeeping.
We love bookkeeping, but we know it’s not for everyone. So, leave the stress behind by leaving your books to the experts today.
Find your nearest Rosemary Bookkeeping business today to see how we can support you ahead of the new tax year.
https://rosemarybooks.co.uk/wp-content/uploads/2025/05/FMK-2024-Graphics-52.png800800Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2025-05-14 15:08:172025-08-29 13:15:48Rosemary Bookkeeping Brand Leader talks the future of bookkeeping
Everything you need to know about the new advisory fuel rates for company car users.
For any business, keeping track of your financials is vital.
So, keeping track of relevant legislation that will affect them is imperative.
On March 1st 2025, HMRC reviewed current Advisory Fuel Rates (AFR) for company car drivers claiming back fuel expenses from their employer.
In this blog post, our experts have compiled a guide on everything you need to know about the new Advisory Fuel Rates.
Who is affected by changing Advisory Fuel Rates?
Mileage rates and any changes apply in certain circumstances for employees who use company cars.
These rates only apply when:
Reimbursing employees for company car business travel:
According to guidance from HMRC, if the mileage rate you pay is lower than the AFR for the engine size and fuel type of the car, there will be no taxable profit and no Class 1a National Insurance to pay.
If your cars are more fuel efficient or the cost of business travel is higher than the AFR, you can use personalised rates to reflect your situation.
However, if your mileage payments are only for business travel or you pay rates higher than the advisory rates but cannot show that your fuel cost per mile is higher, there will be no fuel benefit charge.
Instead, you’ll have to treat any excess as taxable profit and earnings for Class 1 National Insurance purposes.
Employees repay the cost of the fuel for private travel:
If you correctly record all private travel mileage and use the correct rate (or higher) to calculate how much your employees repay you for fuel used for personal travel, there will be no fuel benefit charge.
You will also not need to use the advisory rates, where you can show that employees cover the total cost of private fuel by repaying at a lower mileage rate.
When are Advisory Fuel Rates changed?
Advisory Fuel Rates are subject to regular change. HMRC reviews rates quarterly.
The most recent review happened on the first of March.
They are reviewed on:
1st March
1st June
1st September
1st December
How changes are calculated
The changes made by HMRC reflect fuel and energy prices.
Previously, when reimbursing electric company car drivers, the rate used by many companies was based upon annual figures from the Department for Business, Energy & Industrial Strategy (BEIS) and the electrical energy consumption values from the Department for Transport (DfT).
Starting March 2023, HMRC also incorporated figures published by the Office for National Statistics (ONS) to inform electricity rates. From March 2024 onwards, they’ve utilised data from annual car sales volumes to businesses (Fleet Audits average for the last three years). This year, they’ve also included findings from the Department for Energy Security and Net Zero.
The Department for Energy Security and Net Zero updates its yearly electricity cost, measured in ‘pence per kilowatt hour,’ based on the quarterly Consumer Prices Index from the Office for National Statistics. This adjustment helps reflect any price changes every three months.
How are the new Advisory Fuel Rates calculated?
Advisory Fuel Rates are calculated when the mean miles per gallon (MPG) is taken from manufacturers’ information.
This considers annual sales to businesses (Fleet Audits average from 2021 to 2023 ).
For liquefied petroleum gas (LPG), the MPG used is 20% lower than for petrol due to lower volumetric energy density.
The ‘rates per mile’ are rounded to one decimal place.
The final advisory fuel rates are rounded to the nearest penny.
Rates per mile, which end in 0.5, are rounded to the nearest whole penny for the advisory fuel rate when the underlying unrounded figure ends in a number less than 0.5.
When the underlying unrounded figure ends in a number greater than 0.5, it is rounded to the nearest whole penny.
The DESNZ cost for pence per kilowatt hour is updated by the ONS consumer prices index for electricity.
This is to account for quarterly price variations.
Then, the value of the annual equivalent rate is calculated through the cost of electricity per mile for each model provided by the DfT and electricity price data from DESNZ and ONS.
A weighted average value of the electrical costs per mile for a fully electric car is then calculated using company car sales data across the last three years.
The advisory fuel rates are worked out from the fuel prices in these tables.
Hybrid cars are treated as petrol or diesel cars for advisory fuel rates.
How have Advisory Fuel Rates Changed?
The key changes as of March 2025 include a 1p increase for petrol vehicles with engine sizes between 1401cc and 2000cc and for diesel vehicles up to 1600cc, with no change to other petrol or diesel rates. Likewise, the advisory electricity rate for fully electric cars remains at 7p per mile.
Petrol:
Rates for petrol cars have increased by 1p for petrol vehicles with engine sizes between 1401cc and 2000cc.
Engine size (cc)
Mean MPG
Fuel price (per litre)
Fuel price (per gallon)
Rate per mile
Advisory fuel rate
Up to 1400
51
138.7 pence
630.7 pence
12.4 pence
12 pence
1401 to 2000
42.3
138.7 pence
630.7 pence
14.9 pence
15 pence
Over 2000
27.1
138.7 pence
630.7 pence
23.3 pence
23 pence
Diesel:
Diesel rates have also increased by 1p for vehicles up to 1600cc.
Engine size (cc)
Mean MPG
Fuel price (per litre)
Fuel price (per gallon)
Rate per mile
Advisory fuel rate
Up to 1600
56.9
146.1 pence
664.3 pence
11.7 pence
12 pence
1601 to 2000
49.3
146.1 pence
664.3 pence
13.5 pence
13 pence
Over 2000
38
146.1 pence
664.3 pence
17.5 pence
17 pence
LPG:
Engine size (cc)
Mean MPG
Fuel price (per litre)
Fuel price (per gallon)
Rate per mile
Advisory fuel rate
Up to 1400
40.8
98.3 pence
446.9 pence
10.9 pence
11 pence
1401 to 2000
33.8
98.3 pence
446.9 pence
13.2 pence
13 pence
Over 2000
21.7
98.3 pence
446.9 pence
20.6 pence
21 pence
Electric:
From 1 March 2025, the advisory electric rate for fully electric cars is 7 pence per mile.
Electrical efficiency — miles per kilowatt-hour
Domestic electricity cost (per kilowatt-hour)
Rate per mile
Advisory electric rate
3.57
25.24 pence
7.06 pence
7 pence
Is it all a bit much?
With legislation changing regularly, keeping track of expenses as a small business can be difficult.
And with fuel rates changing three times a year, it can feel impossible to get a handle on what to do and when.
At Rosemary Bookkeeping, we are on top of all current legislation and are experts in ensuring you know which way is up with your business financials.
By contacting your local expert, you benefit from regular advice and support on all the latest changes to AFR and much more, as well as bespoke and professional management of your bookkeeping needs.
They often work well together, as the work of a bookkeeper plays a part in supporting the work of an accountant.
At Rosemary Bookkeeping, we are experts in bookkeeping, supporting clients across the UK, from small businesses to accountants with bookkeeping and finances.
But what can a bookkeeper do for an accountant?
How bookkeepers help accountants
Bespoke client support
The work of a bookkeeper is to understand the needs of their clients.
Our work is personal and bespoke as we tailor our services to work around what you need.
The relationships we build with our clients can also help us to be the bridge between the small businesses we serve and accountants.
Support with existing clients and workload
It’s not just new clients that a bookkeeper can support accountants with.
A bookkeeper can also help accountants with their existing clients.
If accountants recommend their ‘troubled’ or tricky customers to a bookkeeper like Rosemary Bookkeeping, we can support them with their accounts.
Furthermore, during busy periods like the new tax year, we can support accountants and help with capacity.
Streamlined and easy processes
Bookkeepers also work to tight deadlines and work with accuracy, minimising the back and forth to get things done correctly ahead of deadlines.
Rosemary bookkeepers can do all the monthly and quarterly chasing to ensure the experience is stress-free and smooth for everyone involved.
All Rosemary reports and documents are uniformly formatted, making life a breeze for accountants.
See how a Rosemary Bookkeeper can help you
These are just some ways a bookkeeper can help an accountant derive a higher value from their time and services.
Whether you’re an accountant or a small business, a bookkeeper can help streamline your financial processes.
By contacting the professionals at Rosemary Bookkeeping, you receive personal and expert support on all aspects of bookkeeping.
Find your nearest Rosemary Bookkeeping business to see how we can support you today.
https://rosemarybooks.co.uk/wp-content/uploads/2023/10/How-bookkeepers-create-great-value-for-accountants.jpg377640Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2025-03-18 11:11:092025-03-18 11:24:22How bookkeepers create great value for accountants
Six ways outsourcing your bookkeeping can help your small business to flourish.
Small business owners wear many hats and take on multiple responsibilities.
This often includes doing your own bookkeeping above and beyond any sales, marketing and operational activities you do daily.
This can be time-consuming and complicated, taking away time and resources better spent on growing your business.
Outsourcing your bookkeeping means hiring an external bookkeeper or accounting firm to handle your financial records and transactions.
At Rosemary Bookkeeping, we deliver local bookkeeping services backed by the expertise of a national brand.
You benefit from the support of someone who knows your area and community, bolstered by a UK-wide network of bookkeeping experts.
In this blog post, we’re discussing the benefits of outsourcing bookkeeping for your small business.
Saving you time
Outsourcing bookkeeping frees up your time so you can focus on running your business.
You needn’t worry about managing financial records or performing time-consuming tasks like data entry, reconciling bank statements or generating reports.
Access to expertise
Professional bookkeepers have know-how and experience that are uncommon for the average person.
They are familiar with financial statements, tax laws and regulations like MTD and can offer valuable financial advice from a place of understanding and expertise.
Cost saving
Outsourcing bookkeeping can be more cost-effective than hiring an in-house bookkeeper or accounting team.
You can save money on salaries, benefits, and training costs.
Outsourced bookkeeping services can scale to meet the needs of your growing business.
You can adjust the level of service you need as your business expands.
Accuracy
Professional bookkeepers are less likely to make errors compared to non-professional bookkeepers.
This can help you avoid costly mistakes and penalties.
Security
Outsourced bookkeeping services can offer greater security for your financial data.
They use secure online portals to share financial information and have security measures to prevent data breaches.
Outsource your books with Rosemary Bookkeeping
Outsourcing bookkeeping is an excellent option for small business owners who want to save time and money while ensuring accurate financial records.
By hiring an external bookkeeper or accounting firm, you can benefit from their expertise, reduce costs, and scale services as needed.
When outsourcing bookkeeping for your small business, choose a reputable provider with a proven track record of success, like Rosemary Bookkeeping.
Your nearest Rosemary Bookkeeping expert can eliminate the stress and hassle of managing your books.
Through meetings scheduled at your discretion, receive 1-to-1 advice from a qualified professional who understands you, your business, and your community.
Take the hassle out of your business and give yourself the time to focus on what matters with Rosemary Bookkeeping.
Call 0345 862 0072 to see how we can help you today.
https://rosemarybooks.co.uk/wp-content/uploads/2023/06/The-benefits-of-outsourcing-your-bookkeeping-as-a-small-business-owner-1.jpg675450Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2024-10-31 11:44:112024-10-31 16:24:14The benefits of outsourcing your bookkeeping as a small business owner
How Rosemary Bookkeeping takes the fright out of your bookkeeping
At Rosemary Bookkeeping, we know that your bookkeeping can be scary.
There’s the pressure to avoid mistakes, coupled with anxiety around your technical know-how, plus frequently changing or appearing legislation that feels like it’s out to trick you.
As experts in bookkeeping for over 20 years, we provide expert bookkeeping services to small businesses across the UK so they can focus on what matters to them and not their books.
This Halloween, we’re here with one piece of guidance: your bookkeeping doesn’t have to be frightening.
How a bookkeeper can help you
Bookkeepers like Rosemary Bookkeeping can help with all aspects of your bookkeeping and finances.
This includes:
Taking the hassle out of sorting all your invoices, receipts and bank statements
Having your VAT return prepared for you in good time
Liaising directly with your accountant
Having reports and figures every month that help you make decisions on your business growth
121 bookkeeping support
Maximising your time by outsourcing
Most business owners don’t maximise the impact of their time.
Consider what activities you do that generate the most revenue.
It’s probably not the bookkeeping.
Although it is vital to keep track of cash flow and understand where the most profitable parts (or not) of your business are.
Outsourcing your bookkeeping to us means it is in safe hands.
We focus on your books while you focus on your business.
The benefits of the Rosemary System
There are many benefits to choosing to work with your local Rosemary Bookkeeper.
Transparency
Our charging system is transparent, so you always know exactly what you are paying for.
Standardised Paperwork
We standardise the paperwork, ensuring you and your accountant receive the paperwork in the same way.
Safeguarding
Safeguard your business using our Rosemary System®, which delivers systemised efficient processing – this means ANY of our bookkeepers can complete your bookkeeping should your usual bookkeeper be ill or on holiday.
Local knowledge, national brand
At Rosemary Bookkeeping, we operate as part of a nationwide franchise network, with our business owners working locally.
This means you benefit from a winning formula of local knowledge combined with the expertise and experience of a national brand and nationwide systems and processes for success.
Contact us
Take the hassle out of your business and give yourself the time to focus on what matters by finding your nearest Rosemary Bookkeeping business or calling 0345 862 0072 to see how we can help you today.
https://rosemarybooks.co.uk/wp-content/uploads/2023/10/Dont-let-your-accounts-frighten-you-with-Rosemary-Bookkeeping-UK.jpg366650Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2024-10-23 10:12:582024-10-23 11:11:45Don’t let your accounts frighten you with Rosemary Bookkeeping UK
Why keeping accurate financial records is essential for your small business, and how to do it.
As a small business owner in the UK, you know that managing your finances carefully is crucial for the success of your business.
However, many small business owners overlook the importance of accurate record-keeping.
In this blog post, we’ll discuss why accurate record-keeping is essential for small businesses in the UK and offer tips on how you can improve your record-keeping practices.
Accurate record-keeping means keeping detailed and organised records of your business’s financial transactions.
This includes things like sales, expenses, invoices, and receipts. But why is this so important for small businesses in the UK?
Legal Compliance
Accurate record-keeping is essential for complying with UK tax laws.
As a small business owner, you must keep accurate records of your financial transactions for at least six years.
HM Revenue & Customs (HMRC) may ask to see these records if they audit your business or review your tax returns.
Tax Benefits
Accurate record-keeping can also help you claim all the tax deductions and reliefs you’re entitled to.
By keeping detailed records of your expenses, you can claim tax deductions that can reduce your taxable income and save you money.
However, if you don’t keep accurate records, you may miss out on some deductions or reliefs.
Informed business decisions
Accurate record-keeping can help you make informed business decisions.
By regularly recording your income and expenses, you can accurately track how your business performs over time.
This information can help inform decisions about pricing, marketing, and other essential aspects of business.
How can you improve your record-keeping practices?
Use accounting software: Many affordable accounting software options are specifically designed for small businesses in the UK. These software options can help you manage your finances and keep accurate records.
Keep receipts organised: Categorise your expenses. (E.g. by office supplies, travel expenses), And keep them in a secure location.
Record transactions promptly: Ensure you record your income and expenses as soon as possible to avoid errors and ensure accuracy.
Reconcile accounts regularly: Reconciling your bank and credit card statements regularly can help you catch errors and ensure accuracy.
So, what’s the best way to keep accurate records?
Accurate record-keeping is essential for small businesses in the UK.
By keeping detailed and organised records of your financial transactions, you can comply with UK tax laws, claim all the tax deductions and reliefs you’re entitled to, and make informed business decisions.
By following these tips, you can improve your record-keeping practices and ensure the accuracy of your financial records.
However, the best way to ensure you keep up-to-date and accurate records of your accounts and transactions is by enlisting the help of a qualified expert.
At Rosemary Bookkeeping, our local experts are expertly placed to provide professional booking services informed by your local market and community, backed by a national brand.
Whether you need regular support or to outsource your books to the expert, you can liaise with our experts at your discretion to ensure you feel in control of your finances without worrying about doing the work yourself.
https://rosemarybooks.co.uk/wp-content/uploads/2023/07/Accurate-record-keeping-Rosemary-Bookkeeping.jpg427640Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2024-09-12 11:52:552024-09-02 14:30:09The importance of accurate record-keeping for small businesses in the UK
By monitoring the cash flow in your business, you can identify potential shortages and take appropriate action to address them.
Regular monitoring can also help identify areas where a business can improve its cash flow.
How?
Making Improvements to Cash Flow
This involves increasing the amount of cash coming into a business while reducing the amount going out.
There are several ways to improve cash flow, including:
Reducing expenses: This can be done by negotiating better rates with suppliers, lowering overhead costs, and cutting unnecessary expenses.
Improving payment terms: Offering incentives for early payments, setting up automatic payments, and sending out regular reminders can help businesses receive payments faster.
Increasing sales: This can be achieved by expanding the customer base, increasing marketing efforts, and introducing new products or services.
Managing inventory: Controlling inventory levels and reducing excess inventory can help businesses save money and improve cash flow.
By forecasting, monitoring, and improving cash flow, business owners can ensure that their business remains financially healthy and can meet its financial obligations.
As a business owner, it’s vital to understand its importance and take steps to manage it effectively.
Need help with your finances?
At Rosemary Bookkeeping, our local experts are expertly placed to provide professional bookkeeping services, from support and guidance on legislation to outsourcing.
Our experts will liaise with you at your discretion to ensure you feel in control of your finances without worrying about doing the work yourself.
They can help you at every step, from creating statements to monitoring your inflows and outflows.
Whatever you need: we do the books, you do the business.
https://rosemarybooks.co.uk/wp-content/uploads/2023/07/Cashflow-Rosemary-Bookkeeping-.jpg333500Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2024-09-05 15:50:182024-09-02 14:28:25Understanding Cash Flow: A Guide to Managing Your Business’s Finances
Hanaa Raydan from Rosemary Bookkeeping Wembley becomes a Quickbooks Advanced-certified bookkeeper.
The owner of Rosemary Bookkeeping Wembley, experienced bookkeeper Hanaa Raydan has become a Quickbooks Advanced-certified bookkeeper, allowing her to provide even better bookkeeping services to her clients using Intuit Quickbooks.
As a Quickbooks Advanced bookkeeper, Hanaa can provide expert bookkeeping support to small businesses using Intuit Quickbooks, allowing them to focus on what matters most (doing business) and not worry about their bookkeeping.
How Rosemary Bookkeeping works with Intuit Quickbooks
At Rosemary Bookkeeping, we work closely with our friends and partners at Xero to help our clients get to grips with their bookkeeping.
All Rosemary Bookkeepers are Quickbooks experts who use their accounting software to help clients manage their cash flow, get paid faster and streamline their everyday business tasks.
While the software is usually accessible, our bookkeepers make it easy – by supporting clients with expert advice and practice or using Quickbooks to help outsource their books.
Need a Quickbooked Advanced-certified bookkeeper?
If you’re in Wembley and the surrounding areas and need a professional bookkeeper, you can contact Hanaa on 0208 5750286 or, nationwide, find your nearest Rosemary Bookkeeper today.
https://rosemarybooks.co.uk/wp-content/uploads/2024/01/Hannah-RB-JPEG-scaled.jpg25602437Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2024-07-18 16:55:472024-07-18 16:56:05Rosemary Bookkeeping in Wembley – Quickbooks Advanced Bookkeeper
Meet the father-daughter duo at the heart of Rosemary Bookkeeping Newbury and Basingstoke.
Father and daughter duo Steve Brown and TJ Sutherland are the longest-serving franchisees in the Rosemary Bookkeeping network.
By purchasing Rosemary Bookkeeping Newbury and Basingstoke in 2010, they were the third-ever franchisee to buy into the franchise and have driven business for the brand for 14 years since.
TJ oversees all of the operation with the support and guidance of Steve who has now taken more of a back seat.
Thus, the business epitomises one of the pillars of franchising: to invest in the future with a legacy passed down to ensure the security and success of one’s family.
Hence, the business is steeped in the family’s values, creating a workplace where staff thrive by maintaining a positive culture that ripples across the entire operation, from staff welfare to customer care, brand relationships, and growth.
Together they live and breathe Rosemary Bookkeeping.
As TJ herself says, it’s been her lifeblood for so long that if “you cut [her] open, there’d be Rosemary in [her] veins.”
Overcoming challenges and driving innovation
The business even maintained well through the challenges of the COVID-19 pandemic by exploring new business avenues and supporting local businesses trying to stay afloat like takeaways during the ‘Eat Out to Help Out’ scheme.
Highly respected amongst their staff, fellow franchisees and ServiceMaster Ltd Head Office staff, Steve and TJ are trusted to innovate and drive Rosemary Bookkeeping forward through trailblazing ideas and their deep understanding and care for the brand.
TJ is the head of the Rosemary Bookkeeping Development Taskforce – a trusted collective of franchisees chosen by our Head Office to innovate the brand by discussing challenges and solutions and trial initiatives that support our development strategy.
For example, TJ was a long-term advocate for our mascot Teri Cotta!
They have been vital in introducing a fully remote working, manager-owned model and software to benefit our compliance and operation efficiency.
She has been active in helping us to work closely with our (now) partners at Xero and Intuit Quickbooks to allow our bookkeepers across the brand to become qualified in this software and provide bespoke and expert support to their clients.
Supporting their peers, staff and clients
TJ’s extensive knowledge of the Rosemary model means she is trusted to support the training of any new franchise business and mentor them to be the best they can be.
She always voyages to our head office for multiple days of the two-week training academy to support recruits to understand the ins and outs of our unique Rosemary System.
She also uses her experience to give advice that must be lived to be taught, to equip them on their journey.
This helps her in turn, as while looking to recruit more staff to help with their growing capacity, she has outsourced a handful of clients to two franchisees she has trained to help with her team’s workload.
Alongside franchisees she has mentored, TJ manages a large team of professionals.
One of TJ and Steve’s longest-serving employees has been on the team for eight years and was recently named Rosemary’s “Bookkeeper of the Year”.
This employee was ‘home-grown’ and was trained by TJ to develop her skills and achieve qualifications and training on bookkeeping software and processes.
Their highly skilled staff allows for a fully remote model which creates, the opportunity to manage individual clients, with TJ and Steve’s support.
The larger team means the business has expanded alongside many of its clients.
One has even chosen to remain with Rosemary Bookkeeping rather than hire in-house staff to manage their accounts as their business grows, as the expansive team means Rosemary can offer almost 365-day coverage if necessary.
Need an expert bookkeeper?
If you’re in Newbury, Basingstoke and the surrounding areas and could benefit from professional bookkeeping services from a local expert, contact TJ on 01256 371173 or find your nearest Rosemary Bookkeeping business to see how we can help you today.
https://rosemarybooks.co.uk/wp-content/uploads/2017/08/steve_brown_newbury.jpg400400Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2024-07-18 15:35:032024-07-23 13:18:38Meet the owners: TJ Sutherland and Steve Brown – Rosemary Bookkeeping Newbury and Basingstoke
Fiona Perks from Rosemary Bookkeeping Wyre Forest picked up the coveted Growth award at this year’s Rosemary Bookkeeping Spring Forum.
Rosemary Bookkeeping held its annual spring forum recently, allowing business owners from across the UK to get together and discuss key successes and ways to overcome shared obstacles – topped off with a spot of afternoon tea!
The day also saw some business owners awarded for their successes in 2023.
This included Fiona Perks from Rosemary Bookkeeping Wyre Forest, who won an award for significant business growth in the last year.
In 2023, Fiona’s development through key initiatives helped her to grow by over £30,000!
Yasmin Chaudhari, Marketing Manager for Rosemary Bookkeeping said:
“It’s great to see the network reach new heights and push the boundaries on what their investment is capable of. A huge congratulations again to all our award winners; I can’t wait to see what the next year brings us and see some new faces on the orange carpet.”
Need an award-winning bookkeeper?
If you’re in Wyre Forest and the surrounding areas and could benefit from professional bookkeeping services from a local expert, contact Fiona on 07421 703891 or find your nearest Rosemary Bookkeeping business to see how we can help you today.
https://rosemarybooks.co.uk/wp-content/uploads/2024/06/Rosemary-Bookkeeping-Wyre-Forest-awarded-for-business-growth.jpg428600Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2024-06-18 14:22:292024-06-20 12:33:04Rosemary Bookkeeping Wyre Forest awarded for business growth
Sarah Connop from Rosemary Bookkeeping Shrewsbury and Telford picked up the coveted Growth award at this year’s Rosemary Bookkeeping Spring Forum.
Rosemary Bookkeeping held its annual spring forum recently, allowing business owners from across the UK to get together and discuss key successes and ways to overcome shared obstacles – topped off with a spot of afternoon tea!
The day also saw some business owners awarded for their successes in 2023.
Sarah’s development through key initiatives helped her to grow by over £20,000 in a single year!
Yasmin Chaudhari, Marketing Manager for Rosemary Bookkeeping added:
“It’s great to see the network reach new heights and push the boundaries on what their investment is capable of.”
“A huge congratulations again to all our award winners; I can’t wait to see what the next year brings us and see some new faces on the orange carpet.”
Need an award-winning bookkeeper?
If you’re in Shrewsbury, Telford and the surrounding areas and could benefit from professional bookkeeping services from a local expert, contact Sarah on 01743 650687 or find your nearest Rosemary Bookkeeping business to see how we can help you today.
https://rosemarybooks.co.uk/wp-content/uploads/2024/06/Rosemary-Bookkeeping-Shrewsbury-and-Telford-awarded-for-business-growth.jpg486680Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2024-06-18 14:18:002024-06-20 12:33:14Rosemary Bookkeeping Shrewsbury and Telford awarded for business growth
Waqas Chughtai from Rosemary Bookkeeping Reading picked up the coveted Growth award at this year’s Rosemary Bookkeeping Spring Forum.
Rosemary Bookkeeping held its annual spring forum recently, allowing business owners from across the UK to get together and discuss key successes and ways to overcome shared obstacles – topped off with a spot of afternoon tea!
The day also saw some business owners awarded for their successes in 2023.
In 2023, Waqas’ commitment to delivering excellence helped him to grow by over £50,000!
Yasmin Chaudhari, Marketing Manager for Rosemary Bookkeeping said:
“It’s great to see the network reach new heights and push the boundaries on what their investment is capable of. A huge congratulations again to all our award winners; I can’t wait to see what the next year brings us and see some new faces on the orange carpet.”
Need an award-winning bookkeeper?
If you’re in Reading and the surrounding areas and could benefit from professional bookkeeping services from a local expert, contact Waqas on 0118 324 0322 or find your nearest Rosemary Bookkeeping business to see how we can help you today.
https://rosemarybooks.co.uk/wp-content/uploads/2024/01/Rosemary-Roots-Waqas-Chughtai-–-Rosemary-Bookkeeping-Reading.jpg600800Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2024-06-18 14:10:572024-06-20 12:33:23Rosemary Bookkeeping Reading awarded for business growth
As such, many are keen to see how AI will affect the bookkeeping industry.
The CEO of MyT, an app that utilises AI to automate accounting processes, has embraced AI for longer than it has been a hot-button topic.
We sat down with him to discuss the burning question: How will AI affect the bookkeeping industry as we know it today?
Oumesh and AI
As AI only began making a splash, many were unsure what it could do, yet Oumesh Sauba and MyT were making waves and winning awards for innovation using AI as early as 2021.
But, as Oumesh tells us, his relationship with AI and its processes began in 1999 when his IT-savvy cousin developed technology to recognise objects in photos.
As soon as this began to take shape, he says they knew the only limitation was the tools at their disposal.
“We knew the power of technology at the time that [and] what you could do. The only limitation in those days was the capacity of the computer or the telephone or the instrument.”
In 2013, Oumesh’s business realised they could do much better with the improved hardware and software and started to test a form recognition system using optical character recognition (OCR) technology.
This has allowed them to create MyT, which can use photo recognition and learn from data to streamline many accounting processes.
How does this technology relate to bookkeeping?
The draw of AI within the accountancy sector is its potential to simplify and automate its repetitive procedures like processing invoices, reconciling bank statements and data entry.
In 2013, when Oumesh was developing the technology that now makes up MyT, the challenge was not just reading the information but extracting specific details like VAT, dates, and supplier names, as the computer’s binary nature required training the system to recognise these elements.
Today, AI systems like MyT can automatically process invoices, posting the entries into the system.
This provides significant value for accuracy and efficiency when handling a vast amount of data simultaneously.
Will AI change the role of a bookkeeper?
For bookkeepers, the changes AI could bring is the potential – due to the automation of repetitive tasks – to focus more on strategic and advisory services.
AI-powered accounting software may be able to recognise patterns, differentiate between different types of invoices or bank statements, and automatically categorise and process the information.
This has the potential to increase the capacity of bookkeepers and provide more accurate and timely financial information.
Who will be accountable?
With concern about how AI will be held accountable in case of error and other potential issues, Oumesh argues the role of a bookkeeper may change, but not become obsolete.
In his view, bookkeepers and accountants will still be liable for the data and the processes, as they cannot simply shift the responsibility to the AI system.
He argues that AI should be seen as a tool that can help improve efficiency, accuracy, and capacity, like the evolution from paper to spreadsheets and desktop software to cloud-based solutions.
The key, he says, is understanding how the system works and how to use it effectively.
“A lot of these AI tools are tools”, he says.
“They’re like a screwdriver. Before, you had a hand screwdriver, now you’ve got an electric screwdriver. They’re still the same thing. People will use the technology, but it doesn’t absolve them of responsibility.”
As such, Oumesh sees that regulation and responsibility may focus more on harmonising global standards rather than significant changes to the existing accounting regulations.
The key takeaway for Oumesh is that AI could transform the sector by allowing bookkeepers and accountants to focus more on their customers and become more competitive.
However, it requires successful integration, upskilling, and resilience to address any issues that may arise.
Advancements in bookkeeping: MTD
With the rise of digitalised solutions to support businesses with Making Tax Digital – AI presents a hugely interesting topic of conversation.
Making Tax Digital is the government’s plan to make fundamental changes to the tax system – transforming tax administration by making it more effective, efficient, and simpler for taxpayers.
As such, businesses are now required to:
Keep their VAT records digitally
Provide their VAT return information to HMRC through Making Tax Digital compatible software
AI may support accounting software and bookkeepers to aid in the processes and compliance with MTD, making it a more attractive and simpler process for businesses across the UK.
Watch this space for more on the future of bookkeeping!
https://rosemarybooks.co.uk/wp-content/uploads/2024/05/How-will-AI-affect-the-bookkeeping-industry.jpg800800Yopphttps://rosemarybooks.co.uk/wp-content/uploads/2026/09/Rosemary-Bookkeeping-Teri-Cotta-Logo-white-1030x331.pngYopp2024-05-28 09:50:562024-06-21 09:59:19How will AI affect the bookkeeping industry?
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